Frederick County property record for 413 N Bentz St, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,182 sqft · built 1900 |
| Lot Size | 0.068 acres (2,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Jun 2023) |
| Tax Bill | $7,429 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jun 2023 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-064073 |
| Primary APN | 02-064073 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,182 sqft Living Area |
| 1st Floor Area | 606 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 2,970 sqft (0.068 acres) |
| Lot Dimensions | 135 ft deep x 22 ft wide |
| Porch | Open Porch |
| Porch Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 064073 |
|---|---|
| Street Address | 413 N BENTZ ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-4939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LT 22 X 135 413 N. BENTZ ST. FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 413 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 750600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Frederick Historic District listed 1973 · 304 contributing resources · NRIS 73000916 |
|---|---|
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 413 N BENTZ ST, FREDERICK, MD 21701-4939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jun 20, 2023 | Deed, Transfer · Conventional Mortgage NFM INC |
| Sep 28, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 23, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 3, 2019 | Deed of Trust, Mortgage · VA Mortgage ORION LNDG |
| Dec 21, 2018 | Grant Deed, Transfer · VA Mortgage ACOPIA |
| Apr 27, 2018 | Grant Deed, Transfer BRISA FUND LLLP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2023 · Amount on Record |
| Deed Sale | Jun 20, 2023 · Amount on Record |
| Prior Sale | Dec 21, 2018 · Amount on Record |
| Deed Book / Page | 16487 / 308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 413 N BENTZ ST, FREDERICK, MD 21701-4939 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Title Company | TSI TITLE AND ESCROW, SILK TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 413 N BENTZ ST, FREDERICK, MD 21701-4939 |
| Document Number | 0176110275 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 17611/275 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 20, 2023 |
| Property Address | 413 N BENTZ ST, FREDERICK, MD 21701-4939 |
| Document Number | 0164870308 |
| Book / Page | 16487 / 308 |
| Instrument Date | Jun 16, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Title Company | NOT AVAILABLE, ANDERSON TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11718 BUNKER HILL CT, UNION BRIDGE, MD 21791-8732 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 413 N BENTZ ST, FREDERICK, MD 21701-4939 |
| Document Number | 0016487316 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 16487/316 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 413 N BENTZ ST, FREDERICK, MD 21701-4939 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | PRIORITY TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0141160135 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 14116/135 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 413 N BENTZ ST, FREDERICK, MD 21701-4939 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0150120353 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 15012/353 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 413 N BENTZ ST, FREDERICK, MD 21701-4939 |
| Document Number | 0132100421 |
| Instrument Date | Sep 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 413 N BENTZ ST FREDERICK MD 217014939, FREDERICK, MD 21701-4939 |
| Document Number | 0132100421 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 013210/000421 |
| Name | ORION LNDG |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 21, 2018 |
| Property Address | 413 N BENTZ ST, FREDERICK, MD 21701-4939 |
| Document Number | 0127690131 |
| Book / Page | 012769 / 000131 |
| Instrument Date | Nov 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | UNITED TITLE, UNITED TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 413 N BENTZ ST FREDERICK MD 217014939, FREDERICK, MD 21701-4939 |
| Document Number | 127690137 |
|---|---|
| Date | Dec 21, 2018 |
| Book Page | 012769/000137 |
| Name | ACOPIA |
|---|---|
| Address | GOODLETTSVILLE, TN 37072 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 27, 2018 |
| Property Address | 413 N BENTZ ST, FREDERICK, MD 21701-4939 |
| Document Number | 0123860270 |
| Book / Page | 012386 / 000270 |
| Instrument Date | Mar 1, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | DUNN TITLE, DUNN'S TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $850.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9905 FOUNDERS WAY DAMASCUS MD 208722900, DAMASCUS, MD 20872-2900 |
| Investor | Possibly a Property Investor |
| Document Number | 123860277 |
|---|---|
| Date | Apr 27, 2018 |
| Book Page | 012386/000277 |
| Name | BRISA FUND LLLP |
|---|---|
| Type | Funding / Finance Company |
| Address | WASHINGTON, DC 20020-0800 |
| Amount | Amount Recorded |
|---|---|
| Term | 24 Months |
| Due | Apr 26, 2020 |
| Document Number | 123860290, |
|---|---|
| Date | Apr 27, 2018 |
| Book Page | 012386/000290 |
| Name | BRISA FUND LLLP |
|---|---|
| Type | Funding / Finance Company |
| Address | WASHINGTON, DC 20020-0800 |
| Amount | Amount Recorded |
|---|---|
| Term | 24 Months |
| Due | Apr 26, 2020 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $426,267 (+26.69%) | $474,400 (+17.95%) Land $164,800 Building $309,600 | |
| 2025 | $7,429.00 (+146.56%) | ||
| 2023 | $3,013.00 (+5.57%) Homeowner's exemption | $336,467 (+10.83%) | $402,200 (+32.48%) Land $124,800 Building $277,400 |
| 2022 | $2,854.00 Homeowner's exemption | $303,600 Land $91,900 Building $211,700 | $303,600 Land $91,900 Building $211,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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