413 N 3rd Ave, Sterling, CO 80751 Property Records

Logan County property record for 413 N 3rd Ave, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,457 sqft · built 1929
Lot Size	0.174 acres (7,579 sqft)
Owner	Individual Name on Record
Last Sale	$124,000 (Jun 2019)
Tax Bill	$914 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2021 Line of Credit + 2 more
Flood Zone	Zone AH (high risk)
APN	`38052529316005`

Property Details

APN / Parcel Number

Primary APN	`38052529316005`
Alternative APN	`5063000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,457 sqft Heated Area
1st Floor Area	1,457 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,579 sqft (0.174 acres)
Lot Dimensions	190 ft deep x 40 ft wide
Patio Area	192 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	5063000
Street Address	413 N 3RD AVE
City	STERLING
State	CO
Zip	80751-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 5 PARK 2ND ADDN STERLING
Legal Range	52W
Legal Township	08N
Legal Section	29
Legal Subdivision	PARK 2ND ADDN
Legal Block	5
Legal Lot Number	5
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2020
Census Tract	966102

Owner

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 N 3RD AVE, STERLING, CO 80751-3111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Oct 7, 2021	Intrafamily Transfer, Transfer · Line of Credit CHARLES REYNOLDS
Apr 13, 2021	Deed of Trust, Mortgage · FHA Mortgage IS T T U T S I G M C L A C L LIABILITY
Jun 11, 2019	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2019 · Amount on Record
Deed Sale	Jun 11, 2019 · Amount on Record
Prior Sale	Jun 28, 2011 · Amount on Record
Deed Document Number	2019745032
Deed Book / Page	1033 / 215
Last Transfer Date	Oct 7, 2021
Transfer Doc	0000757724
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	413 N 3RD AVE, STERLING, CO 80751-3111
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 N 3RD AVE, STERLING, CO 80751-3111

Mortgage

Document Number	0000777380
Date	Oct 17, 2025
Book Page	1065/586
Instrument	777380

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	May 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOGAN CO
Recording Date	Oct 7, 2021
Property Address	413 N 3RD AVE, STERLING, CO 80751-3111
Document Number	0000757724
Book / Page	1045 / 913
Instrument Date	Oct 7, 2021
Instrument	757724
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	413 N 3RD AVE, STERLING, CO 80751-3111

Mortgage

Document Number	0000757571
Date	Oct 7, 2021
Instrument	757571

Lender

Name	CHARLES REYNOLDS
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	413 N 3RD AVE, STERLING, CO 80751-3111
Document Number	0000754827
Instrument Date	Apr 13, 2021
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	413 N 3RD AVE STERLING CO 807513111, STERLING, CO 80751-3111

Mortgage

Document Number	0000754827
Date	Apr 19, 2021
Book Page	001043/000010
Instrument	754827

Lender

Name	IS T T U T S I G M C L A C L LIABILITY
Address	5887 COPLEY DR, SAN DIEGO, CA 92111-7906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Jun 11, 2019
Property Address	413 N 3RD AVE, STERLING, CO 80751-3111
Document Number	0000745032
Book / Page	1033 / 0215
Instrument Date	Jun 11, 2019
Instrument	745032
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$12.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 N 3RD AVE, STERLING, CO 80751-3111

Mortgage

Document Number	0000745033
Date	Jun 11, 2019
Instrument	745033

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Mortgage

Document Number	0000745034
Date	Jun 11, 2019
Book Page	1033/0217
Instrument	745034

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$914.00 (+73.11%)	$10,913 (-91.98%)	$174,601 (+28.25%) Land $19,000 Building $155,601
2023	$528.00 (-32.22%)	$136,140 (+1,339.11%) Land $19,000 Building $117,140	$136,140 (-) Land $19,000 Building $117,140
2022	$779.00	$9,460 Land $1,320 Building $8,140	$136,140 Land $19,000 Building $117,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jun 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Kentec Communications Fiber	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

Cell Coverage

5G (outdoors only) and 4G LTE

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