Stephens County property record for 413 N 20th St, Duncan, OK 73533
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,014 sqft · built 1956 |
| Lot Size | 0.219 acres (9,538 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $118,000 (Feb 2026) |
| Tax Bill | $434 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22362 |
| Primary APN | 22362 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,014 sqft Living Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Traditional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,538 sqft (0.219 acres) |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 22362 |
|---|---|
| Street Address | 507 N 20TH ST |
| City | DUNCAN |
| State | OK |
| Zip | 73533-0707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BLK 1 LT 11 WHISENANT #1 |
| Legal Range | 07W |
| Legal Township | 01N |
| Legal Section | 31 |
| Legal Subdivision | WHISENANT #1 |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | STEPHENS OK |
| Township / Civil Division | DUNCAN |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 101 |
Source: Stephens County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 507 N 20TH ST, DUNCAN, OK 73533-0707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 27, 2026 | Warranty Deed, Transfer · FHA Mortgage BANKFIRST |
| Feb 22, 2021 | Warranty Deed, Transfer · Commercial Mortgage BANCFIRST |
| Sep 1, 2010 | Warranty Deed, Transfer LEGACY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2026 · Amount on File |
| Deed Sale | Feb 27, 2026 · Amount on File |
| Prior Sale | Sep 1, 2010 · Amount on File |
| Deed Document Number | 20261581 |
| Deed Book / Page | 6819 / 147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Feb 27, 2026 |
| Property Address | 413 N 20TH ST, DUNCAN, OK 73533-2321 |
| Document Number | 006819/147 |
| Book / Page | 6819 / 147 |
| Instrument Date | Feb 26, 2026 |
| Instrument | I-2026-001581 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | OLD REPUBLIC TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $177.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 413 N 20TH ST, DUNCAN, OK 73533-2321 |
| Document Number | I2026001582 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | I-2026-001582 |
| Name | BANKFIRST |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Number | 006819/170 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | 6819/170 |
| Instrument | I-2026-001583 |
| Name | OKLAHOMA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | OKLAHOMA CITY, OK 73116 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Feb 22, 2021 |
| Property Address | 413 N 20TH ST, DUNCAN, OK 73533-2321 |
| Document Number | 005928/178 |
| Book / Page | 5928 / 178 |
| Instrument Date | Feb 12, 2021 |
| Instrument | 2021-001385 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | STEPHENS CO ABSTRACT CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $154.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1472 N HIGHWAY 81, DUNCAN, OK 73533-1724 |
| Investor | Possibly a Property Investor |
| Document Number | 2021001387 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 2021-001387 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 5, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 005928/180 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 5928/180 |
| Instrument | 2021-001386 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | MARLOW, OK 73055 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 5, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Sep 1, 2010 |
| Property Address | 413 N 20TH ST, DUNCAN, OK 73533-2321 |
| Document Number | 004042/210 |
| Book / Page | 4042 / 210 |
| Instrument Date | Aug 27, 2010 |
| Instrument | 81-7214 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $57.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2204 FLAMINGO LN, DUNCAN, OK 73533-1312 |
| Document Number | 0000817215 |
|---|---|
| Date | Sep 1, 2010 |
| Instrument | 81-7215 |
| Name | LEGACY BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Stephens County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Stephens County |
| Municipality | Duncan City |
| Unified School District | Duncan Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,155 (-) Land $892 Building $4,263 | $46,866 (-8.01%) Land $8,107 Building $38,759 | |
| 2025 | $434.00 (+4.83%) | $5,155 (+10.24%) Land $892 Building $4,263 | $50,946 (+19.84%) Land $8,107 Building $42,839 |
| 2024 | $414.00 (+6.7%) | $4,676 (+2.81%) Land $892 Building $3,784 | $42,510 (+2.83%) Land $8,107 Building $34,403 |
| 2023 | $388.00 | $4,548 Land $892 Building $3,656 | $41,341 Land $8,107 Building $33,234 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNCAN PUBLIC UTILITIES AUTHORITY serves 23,000 people · EPA ID OK1010809 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2023 Haloacetic acids resolved · Jul 2017 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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