413 Mystic Mountain Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 413 Mystic Mountain Dr, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,250 sqft · built 2003
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Apr 2023)
Tax Bill	$1,399 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`447900258525000`

Property Details

APN / Parcel Number

Primary APN	`447900258525000`
Alternative APNs	`51085` `59843`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,250 sqft Heated Area
Gross Area	3,170 sqft
1st Floor Area	864 sqft
Upper Floors Area	288 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	30,056 sqft (0.69 acres)
Lot Dimensions	162 ft deep x 155 ft wide
Porch	Slab
Porch Area	576 sqft
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	59843
Street Address	413 MYSTIC MOUNTAIN DR
City	MURPHY
State	NC
Zip	28906-9718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 NOTLA RIVER EST 1630/1036
Legal Subdivision	NOTLA RIVER EST
Legal Lot Number	14
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2009
Census Tract	930604

Owner

413 Mystic Mountain Dr is owned and occupied by two individuals who bought it in April 2023.

Source: Cherokee County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	413 MYSTIC MOUNTAIN DR, MURPHY, NC 28906-9718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · FHA Mortgage IMPERIAL LENDING LLC
Apr 12, 2023	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Dec 5, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2023 · Amount on File
Deed Sale	Apr 12, 2023 · Amount on File
Prior Sale	Dec 5, 2019 · Amount on File
Deed Document Number	20231710
Deed Book / Page	1732 / 1221
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Sep 14, 2026
Property Address	413 MYSTIC MOUNTAIN DR, MURPHY, NC 28906-9718
Document Number	0000004743
Book / Page	1809 / 1063
Instrument Date	Sep 9, 2026
Instrument	20264743
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	FIRST TITLE COMPANY, FIRST TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 MYSTIC MOUNTAIN DR, MURPHY, NC 28906-9718

Mortgage

Document Number	0000004743,
Date	Sep 14, 2026
Book Page	1809/1063
Instrument	20264743

Lender

Name	IMPERIAL LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 12, 2023
Property Address	413 MYSTIC MOUNTAIN DR, MURPHY, NC 28906-9718
Document Number	01732/1221
Book / Page	1732 / 1221
Instrument Date	Apr 6, 2023
Instrument	1710
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	457 MARRESTOP RD, MURPHY, NC 28906-7664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 MYSTIC MOUNTAIN DR, MURPHY, NC 28906-9718

Mortgage

Document Number	0017321224
Date	Apr 12, 2023
Instrument	1732/1224

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 5, 2019
Property Address	413 MYSTIC MOUNTAIN DR, MURPHY, NC 28906-9718
Document Number	01630/1036
Book / Page	01630 / 1036
Instrument Date	Dec 4, 2019
Instrument	06058
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Tax	$324.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2921 SEMINOLE RD, 2921, SAINT CLOUD, FL 34772-7657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 MYSTIC MOUNTAIN DR, MURPHY, NC 28906-9718

Tax Assessment & Valuation

The 2025 property tax bill for 413 Mystic Mountain Dr was $1,399.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,399.00	$200,110	$200,110 Land $12,000 Building $188,110
2023		$168,000	$168,000 Land $12,000 Building $156,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Mystic Mountain Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Mystic Mountain Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: AT&T, Blue Ridge Mountain EMC, Peachtree Broadband Fiber, T-Mobile, Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Mystic Mountain Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures