413 Mill St, Bethalto, IL 62010 Property Records

Madison County property record for 413 Mill St, Bethalto, IL 62010

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,008 sqft · built 1955
Lot Size	0.162 acres (7,074 sqft)
Owner	Individual Name on Record
Last Sale	$122,000 (Aug 2022)
Tax Bill	$2,280 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2021 Sale & Mortgage
APN	`19-2-08-01-19-402-030`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-01-19-402-030`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	7,074 sqft (0.162 acres)
Lot Dimensions	131 ft deep x 54 ft wide
Garage Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	413 MILL ST
City	BETHALTO
State	IL
Zip	62010-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIFTH ADD DAVID STARKEYS LOT PT 5 54X131 S IRR
Legal Subdivision	FIFTH ADDN
Legal Lot Number	5
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	2
Census Block	2044
Census Tract	401721

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 MILL ST, BETHALTO, IL 62010-1223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Apr 9, 2021	Warranty Deed, Transfer · FHA Mortgage SOUTHWEST FUNDING LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Prior Sale	Apr 9, 2021 · Amount on Record
Deed Document Number	202228897
Prior Transfer Date	Jun 11, 2004
Prior Transfer Doc	0000036864
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Aug 31, 2022
Property Address	413 MILL ST, BETHALTO, IL 62010-1223
Document Number	0000028897
Map Reference	PB 3 PG 15
Instrument Date	Aug 24, 2022
Instrument	2022R28897
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	SERENITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 MILL ST, BETHALTO, IL 62010-1223
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028898
Date	Aug 31, 2022
Instrument	2022R28898

Lender

Name	BUSEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.25%

Mortgage

Document Number	0000028899
Date	Aug 31, 2022
Instrument	2022R28899

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2032

Interest

Rate Type	Fixed Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Apr 9, 2021
Property Address	413 MILL ST, BETHALTO, IL 62010-1223
Document Number	0000015367
Map Reference	PB 3 PG 15
Instrument Date	Mar 25, 2021
Instrument	2021R15367
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1125 OCEAN AVE, LAKEWOOD, NJ 08701-4577
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015368
Date	Apr 9, 2021
Instrument	2021R15368

Lender

Name	SOUTHWEST FUNDING LP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bethalto Village
County	Madison County
County Subdivision	Wood River Township
Unified School District	Bethalto Consolidated Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,280.00 (+8.47%)	$38,840 (+15.73%) Land $3,820 Building $35,020	$116,520 (+15.62%) Land $11,460 Building $105,060
2024	$2,102.00 (-17.44%)
2022	$2,546.00	$33,560 Land $3,040 Building $30,520	$100,781 Land $9,129 Building $91,652

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1979–2016)
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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