413 Manns Harbor Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 413 Manns Harbor Dr, Apollo Beach, FL 33572

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,487 sqft · built 2006
Lot Size0.199 acres (8,655 sqft)
Owner2 Individual Names on File
Last Sale$605,000 (Apr 2026)
Tax Bill$11,744 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
May 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN054234-0268

Property Details

APN / Parcel Number

Primary APN054234-0268
Alternative APN
  • U32311962G000002000180

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,487 sqft Living Area
Gross Area3,405 sqft
1st Floor Area1,792 sqft
Upper Floors Area695 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2016
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,655 sqft (0.199 acres)
Lot Dimensions106 ft deep x 74.9 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area498 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0542340268
Street Address413 MANNS HARBOR DR
CityAPOLLO BEACH
StateFL
Zip33572-3314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionMIRABAY PHASE 3A-1 LOT 18 BLOCK 2
Legal Range19E
Legal Township31S
Legal Section32
Legal SubdivisionMIRABAY PHASE 3A-1
Legal Phase3A-1
Legal Tract62G
Legal Block2
Legal Lot Number18
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group2
Census Block2006
Census Tract14121

Owner

413 Manns Harbor Dr is owned by two individuals who bought it in April 2026.

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 172, LAUGHLINTOWN, PA 15655-0172
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2026Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
May 18, 2022Warranty Deed, Transfer · Conventional Mortgage
VAST BANK NA
Jul 23, 2019Warranty Deed, Transfer · VA Mortgage
KS STATEBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2026 · Amount on File
Deed SaleApr 23, 2026 · Amount on File
Prior SaleMay 18, 2022 · Amount on File
Deed Document Number2026156573
Prior Transfer DateMar 12, 2009
Prior Transfer Doc0000086163
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 23, 2026
Property Address413 MANNS HARBOR DR, APOLLO BEACH, FL 33572-3314
Document Number0000156573
Instrument DateApr 23, 2026
Instrument2026156573
Transaction TypeTransfer
Record UpdatedJul 6, 2026
Title CompanyTITLE COMPANY LLC, SAVVY TITLE COMPANY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$427,735.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000156574,
DateApr 23, 2026
Instrument2026156574
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 18, 2022
Property Address413 MANNS HARBOR DR, APOLLO BEACH, FL 33572-3314
Document Number0000257070
Map ReferenceMB 93 PG 79
Instrument DateMay 16, 2022
Instrument2022257070
Transaction TypeTransfer
Record UpdatedJul 12, 2022
Title CompanyPARAMOUNT TITLE II

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,339.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3318 REED ST, 3318, WEST LAFAYETTE, IN 47906-5102

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 MANNS HARBOR DR, APOLLO BEACH, FL 33572-3314

Mortgage

Document Number0000257071
DateMay 18, 2022
Instrument2022257071
Lender
NameVAST BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateJun 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.87%
Index1-Year CMT
Max Rate8.87%

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 23, 2019
Property Address413 MANNS HARBOR DR, APOLLO BEACH, FL 33572-3314
Document Number0268081257
Book / Page026808 / 001257
Instrument DateJul 17, 2019
Instrument314688
Transaction TypeTransfer
Record UpdatedAug 14, 2019
Title CompanyPARAMOUNT TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,723.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Venture
Address413 MANNS HARBOR DR APOLLO BEACH FL 335723314, APOLLO BEACH, FL 33572-3314

Mortgage

Document Number268081260
DateJul 23, 2019
Book Page026808/001260
Instrument314690
Lender
NameKS STATEBANK
AddressMANHATTAN, KS 66502
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 413 Manns Harbor Dr was $11,744, up 8% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$442,719 (+7.55%) Land $131,290 Building $311,429$442,719 (-3.76%) Land $131,290 Building $311,429
2025$11,744.00 (+7.95%) Homeowner's exemption$411,627$460,034 Land $131,290 Building $328,744
2024$10,879.00 (+2.1%)
2023$10,655.00 (+12.47%) Homeowner's exemption$388,375 (+21.54%) Land $96,279 Building $292,096$388,375 (-7.24%) Land $96,279 Building $292,096
2022$9,474.00 Homeowner's exemption$319,545$418,673 Land $96,279 Building $322,394

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Manns Harbor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 872 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,051 units insured
incl. 179 condo units
Nearby Flood Claims223 (1993–2025)
Claims Outside the SFHA1 of 223
Most Recent ClaimNov 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Helene, Sep 2024 · 207 claims
  • Hurricane Idalia, Aug 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Manns Harbor Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Nearby Properties on Manns Harbor Dr

Nearby Streets

Search Property Records by Address or Parcel Number