Gaston County property record for 413 Major Run, Cramerton, NC 28032
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 6,370 sqft · built 2016 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $74,000 (Jun 2016) |
| Tax Bill | $13,612 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 196215 |
| Primary APN | 196215 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 14 Rooms |
| Building Area | 6,370 sqft Heated Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Custom Design |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 30,056 sqft (0.69 acres) |
| Porch | Porch |
| Porch Area | 297 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 413 MAJOR RUN |
|---|---|
| City | CRAMERTON |
| State | NC |
| Zip | 28032-1629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CRAMER MOUNTAIN BLK G L 7 16 006 001 91 000 |
| Legal Subdivision | PHASE 1 |
| Legal Block | G |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 32508 |
413 Major Run is owned and occupied by two individuals who bought it in June 2016.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 MAJOR RUN, CRAMERTON, NC 28032-1629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jul 5, 2017 | Quit Claim Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2016 · Amount on File |
| Deed Sale | Jun 21, 2016 · Amount on File |
| Prior Sale | Oct 5, 2007 · Amount on File |
| Deed Book / Page | 4852 / 653 |
| Prior Transfer Date | Dec 20, 2004 |
| Prior Transfer Doc | 4087001443 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 413 MAJOR RUN, CRAMERTON, NC 28032-1629 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 413 MAJOR RUN, CRAMERTON, NC 28032-1629 |
| Document Number | 0053520151 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 5352/151 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 413 MAJOR RUN, CRAMERTON, NC 28032-1629 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0052870071 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 5287/71 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 5, 2017 |
| Property Address | 413 MAJOR RUN, CRAMERTON, NC 28032-1629 |
| Document Number | 0049202037 |
| Book / Page | 004920 / 002037 |
| Instrument Date | Jul 5, 2017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 413 MAJOR RUN CRAMERTON NC 280321629, CRAMERTON, NC 28032-1629 |
The 2026 property tax bill for 413 Major Run was $13,612.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cramerton Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,612.00 | $1,322,860 Land $120,000 Building $1,202,860 | |
| 2023 | $13,956.00 | $1,319,690 Land $120,000 Building $1,199,690 | |
| 2021 | $933,220 Land $82,500 Building $850,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 Major Run in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 Major Run is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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