413 Main St, Phoenix, NY 13135 Property Records

Oswego County and Schroeppel Town property record for 413 Main St, Phoenix, NY 13135

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,688 sqft · built 1890
Lot Size	0.375 acres (16,335 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jun 2023)
Tax Bill	$7,074 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`355401 314.05-02-09`

Property Details

APN / Parcel Number

Primary APN	`355401 314.05-02-09`
Alternative APN	`540131400500020090000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,688 sqft Living Area
1st Floor Area	1,344 sqft
2nd Floor Area	1,344 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	16,335 sqft (0.375 acres)
Lot Dimensions	123 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	450 sqft
Porch	Slab
Porch Area	422 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	413 MAIN ST
City	PHOENIX
State	NY
Zip	13135-2350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 4,5 BLOCK 10 046-012-000
Legal Block	2
Legal Lot Number	9.000
Jurisdiction	OSWEGO NY
Township / Civil Division	SCHROEPPEL
Census Block Group	1
Census Block	1017
Census Tract	20901

Owner

Source: Oswego County and Schroeppel Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 MAIN ST, PHOENIX, NY 13135-2350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICU CU
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on Record
Deed Sale	Jun 5, 2023 · Amount on Record
Prior Sale	Oct 5, 2021 · Amount on Record
Deed Document Number	20234628
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jun 5, 2023
Property Address	413 MAIN ST, PHOENIX, NY 13135-2350
Document Number	0000004628
Instrument Date	May 3, 2023
Instrument	R-2023-004628
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	413 MAIN ST, PHOENIX, NY 13135-2350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2671 ELLSWORTH RD, BALDWINSVILLE, NY 13027-9794
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004629
Date	Jun 5, 2023
Instrument	R-2023-004629

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Oct 5, 2021
Property Address	413 MAIN ST, PHOENIX, NY 13135-2350
Document Number	0000001719
Instrument Date	Sep 1, 2021
Instrument	R-2021-011719
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 24, PHOENIX, NY 13135-0024

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	308 TWIN ELMS LN, SYRACUSE, NY 13212-1334

Mortgage

Document Number	0000001720
Date	Oct 5, 2021
Instrument	R-2021-011720

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Schroeppel Town
Municipality	Phoenix Village
Unified School District	Phoenix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,074.00 (+6.62%)
2025	$6,635.00	$137,500 (-11.29%) Land $15,200 Building $122,300	$305,556 (+8.42%) Land $33,778 Building $271,778
2023		$155,000 (-) Land $15,200 Building $139,800	$281,818 (+18.18%) Land $27,636 Building $254,182
2022		$155,000 Land $15,200 Building $139,800	$238,462 Land $23,385 Building $215,077

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHOENIX VILLAGE public/private · serves 2,138 people · EPA ID NY3704363
Water Source	Purchased surface water from OCWA
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jan 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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