Clayton County property record for 413 Main St, Mc Gregor, IA 52157
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,941 sqft · built 1919 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Jul 2025) |
| Tax Bill | $2,370 (2024) |
| Deeds & Mortgages | Jun 2017 Mortgage Jul 2025 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 3427203021 |
| Primary APN | 3427203021 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,941 sqft Living Area |
| 1st Floor Area | 1,081 sqft |
| Basement Area | 1,081 sqft |
| Finished Basement | 1,075 sqft |
| Game Room | Game Room |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1919 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Asbestos |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 100 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 615 sqft |
| Patio Area | 179 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 413 MAIN ST |
|---|---|
| City | MC GREGOR |
| State | IA |
| Zip | 52157-8767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 17-19 BLK 13 |
| Legal Subdivision | JAMES MCGREGOR JRS ADD |
| Legal Block | 13 |
| Legal Lot Number | 17-19 18 |
| Jurisdiction | CLAYTON IA |
| Township / Civil Division | MENDON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 70100 |
Source: Clayton County records · APN 3427203021
Assessment roll updated May 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 413 MAIN ST, MC GREGOR, IA 52157-8767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA |
| Jul 08, 2025 | Warranty Deed, Transfer · Closed-End Mortgage FREEDOMBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2025 · Amount on Record |
| Deed Sale | Jul 08, 2025 · Amount on Record |
| Deed Document Number | 2025R01850 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 413 MAIN ST, MC GREGOR, IA 52157-8767 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2017R02008 |
|---|---|
| Date | Jun 26, 2017 |
| Instrument | 2017R02008 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | LA CRESCENT, MN 55947 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAYTON IA |
| Recording Date | Jul 08, 2025 |
| Property Address | 413 MAIN ST, MC GREGOR, IA 52157-8767 |
| Document Number | 2025R01850 |
| Instrument Date | Jul 03, 2025 |
| Instrument | 2025R01850 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 413 MAIN ST, MC GREGOR, IA 52157-8767 |
| Document Number | 2025R01875 |
|---|---|
| Date | Jul 08, 2025 |
| Instrument | 2025R01875 |
| Name | FREEDOMBANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | Sep 03, 2030 |
Source: Clayton County records · Assessment roll updated May 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clayton County |
| Municipality | McGregor City |
| Unified School District | MFL MarMac Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $202,279 (+33.34%) Land $28,538 Building $173,741 | $202,279 (+33.34%) Land $28,538 Building $173,741 | |
| 2024 | $2,370.00 (+2.07%) Homeowner's exemption | $151,701 (-) Land $24,816 Building $126,885 | |
| 2023 | $2,322.00 (+0.09%) Homeowner's exemption | $151,701 Land $24,816 Building $126,885 | $151,701 Land $24,816 Building $126,885 |
| 2022 | $2,320.00 |
Source: FEMA National Flood Hazard Layer, Clayton County (19043C), as of September 28, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190430701001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 12 (1986–2023) |
| Claims Outside the SFHA | 6 of 12 |
| Most Recent Claim | Apr 2023 · Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Effigy Mounds National Monument listed 1966 · 192 contributing resources · NRIS 66000109 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| Alpine Communications Fiber | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 238 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IA2258012, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MCGREGOR WATER DEPT serves 747 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 9 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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