413 Main Ave, Bay Head (Point Pleasant Beach), NJ 08742 Property Records

Ocean County and Bay Head Borough property record for 413 Main Ave, Bay Head, NJ 08742

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,466 sqft · built 1925
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,395,000 (May 2006)
Tax Bill	$14,200 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`03-00035-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`03-00035-0000-00004`
Alternative APN	`030003500004`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,466 sqft Living Area
Gross Area	3,250 sqft
Basement Area	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	413 MAIN AVE
City	BAY HEAD
State	NJ
Zip	08742-4737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Description	50X100
Legal Block	35
Legal Lot Number	4
Jurisdiction	OCEAN NJ
Township / Civil Division	BAY HEAD
Census Block Group	4
Census Block	4022
Census Tract	739200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bay Head Historic District listed 2006 · 552 contributing resources · NRIS 05001566

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Ocean County and Bay Head Borough records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 MAIN AVE, BAY HEAD, NJ 08742-4737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed, Transfer · Conventional Mortgage BNY MELLON NA
Jan 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage MANASQUAN BANK
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2006 · Amount on Record
Deed Sale	May 5, 2006 · Amount on Record
Deed Document Number	200677439
Deed Book / Page	13156 / 73
Record Updated	Oct 29, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Feb 14, 2022
Property Address	413 MAIN AVE, BAY HEAD, NJ 08742-4737
Document Number	0189071399
Book / Page	18907 / 1399
Instrument Date	Feb 8, 2022
Instrument	2022018987
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 KINGSTON RD, 406, BRIELLE, NJ 08730-1618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 STONEWALL CIR, WEST HARRISON, NY 10604-1117

Mortgage

Document Number	2022018988
Date	Feb 14, 2022
Instrument	2022018988

Lender

Name	BNY MELLON NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	413 MAIN AVE, BAY HEAD, NJ 08742-4737
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0173591394
Date	Jan 16, 2019
Book Page	17359/1394
Instrument	2019005143

Lender

Name	MANASQUAN BANK
Type	Bank
Address	MANASQUAN, NJ 08736

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2039

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	413 MAIN AVE, BAY HEAD, NJ 08742-4737
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ABLE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179240615
Date	Jun 15, 2020
Book Page	17924/615
Instrument	2020060191

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Ocean County and Bay Head Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Bay Head Borough
Unified School District	Bay Head Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,285,100 (-) Land $862,500 Building $422,600	$1,285,100 (-) Land $862,500 Building $422,600
2025	$14,200.00 (+9.41%)	$1,285,100 (-) Land $862,500 Building $422,600	$1,285,100 (-) Land $862,500 Building $422,600
2024	$12,979.00 (+12.23%)
2023		$1,285,100 Land $862,500 Building $422,600	$1,285,100 Land $862,500 Building $422,600
2022	$11,565.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 607 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	619 units insured incl. 12 condo units
Nearby Flood Claims	228 (1992–2024)
Claims Outside the SFHA	24 of 228
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 197 claims Hurricane Irene, Aug 2011 · 15 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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