413 Luster Ave, Madison, WI 53704 Property Records

Dane County property record for 413 Luster Ave, Madison, WI 53704 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,552 sqft · built 1952
Lot Size	0.409 acres (17,820 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Sep 2020)
Tax Bill	$6,214 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0809-351-0310-3`

Property Details

APN / Parcel Number

Primary APN	`0809-351-0310-3`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,552 sqft Living Area
1st Floor Area	1,012 sqft
2nd Floor Area	540 sqft
Attic Area	540 sqft
Basement Area	872 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1972
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	17,820 sqft (0.409 acres)
Terrain	Wooded
Garage Type	Attached
Garage Area	308 sqft
Driveway	Driveway
Driveway Area	285 sqft
Parking Spaces	1 Parking Space
Pool Area	648 sqft
Deck Area	480 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	413 LUSTER AVE
City	MADISON
State	WI
Zip	53704-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8N R9E, SEC 35, PART OF GOVT LOT 2 - COM 563 FT S & 165 FT E OF NW COR LOT 2 TH E LY ALONG S LN LUSTER ST 60 FT ALONG CURV E
Legal Range	09
Legal Township	08
Legal Section	35
Legal Subdivision	T8N R9E, SEC 35, PART OF GOVT
Legal Lot Number	2
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2017
Census Tract	2301

Owner

Source: Dane County records · APN 0809-351-0310-3

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	413 LUSTER AVE, MADISON, WI 53704-1515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC
Sep 15, 2020	Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Feb 17, 2020	Grant Deed, Transfer QUICKEN LNS
Feb 21, 2020	Quit Claim Deed, Transfer AMROCK INC
Dec 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Prior Sale	Feb 21, 2020
Deed Document Number	5636763
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	413 LUSTER AVE, MADISON, WI 53704-1515
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 LUSTER AVE, MADISON, WI 53704-1515

Mortgage

Document Number	0006050830
Date	Sep 12, 2025
Instrument	6050830

Lender

Name	OUTAMATION INC
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 01, 2050

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DANE WI
Recording Date	Sep 15, 2020
Property Address	413 LUSTER AVE, MADISON, WI 53704-1515
Document Number	0005636763
Instrument Date	Sep 11, 2020
Instrument	5636763
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$795.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 LUSTER AVE, MADISON, WI 53704-1515

Mortgage

Document Number	0005636764
Date	Sep 15, 2020
Instrument	5636764

Lender

Name	ENVOY MORTGAGE LTD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DANE WI
Recording Date	Feb 17, 2020
Property Address	413 LUSTER AVE, MADISON, WI 53704-1515
Document Number	0005563401
Instrument Date	Jan 27, 2020
Instrument	5563401
Transaction Type	Transfer
Record Updated	Mar 04, 2020
Title Company	AMROCK TITLE COMPANY, AMROCK TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 LUSTER AVE MADISON WI 537041515, MADISON, WI 53704-1515

Mortgage

Document Number	5563402
Date	Feb 17, 2020
Instrument	5563402

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Feb 16, 2027

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DANE WI
Recording Date	Feb 21, 2020
Property Address	413 LUSTER AVE, MADISON, WI 53704-1515
Document Number	0005564455
Instrument Date	Jan 27, 2020
Instrument	5564455
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	413 LUSTER AVE MADISON WI 537041515, MADISON, WI 53704-1515

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DANE WI
Recording Date	Dec 17, 2018
Property Address	413 LUSTER AVE, MADISON, WI 53704-1515
Document Number	0005460188
Instrument Date	Dec 11, 2018
Instrument	5460188
Transaction Type	Transfer
Record Updated	Jan 03, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	413 LUSTER AVE MADISON WI 537041515, MADISON, WI 53704-1515

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	413 LUSTER AVE, MADISON, WI 53704-1515
Document Number	0005355321
Instrument Date	Aug 28, 2017
Transaction Type	Mortgage
Record Updated	Sep 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 LUSTER AVE MADISON WI 537041515, MADISON, WI 53704-1515

Mortgage

Document Number	0005355321
Date	Sep 06, 2017
Instrument	5355321

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Sep 05, 2024

Tax Assessment & Valuation

Source: Dane County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$357,800 (+8%) Land $106,400 Building $251,400
2024	$6,214.00 (+21.65%)		$357,800
2023		$331,300 Land $98,500 Building $232,800
2022	$5,108.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dane County (55025C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 550250023012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 98 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
ResTech Services	Fixed Wireless (unlicensed)	100 / 25
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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