413 Low Gap Rd, Hendersonville, NC 28792 Property Records

Henderson County property record for 413 Low Gap Rd, Hendersonville, NC 28792

Property Summary

Property Type	Manufactured or Modular Home
Details	2 ba · 1,874 sqft · built 2005
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Jul 2022)
Tax Bill	$1,993 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10061064566755`

Property Details

APN / Parcel Number

Primary APN	`10061064566755`
Alternative APNs	`610645667` `9943543`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,874 sqft Heated Area
1st Floor Area	1,874 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	25,265 sqft (0.58 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	84 sqft
Deck Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9943543
Street Address	413 LOW GAP RD
City	HENDERSONVILLE
State	NC
Zip	28792-4728
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	9943543~R3
Legal Description	GILLIAM WOODS LO1 PLA-334
Legal Subdivision	GILLIAM WOODS SUBDIVISION
Legal Block	64
Legal Lot Number	5667
Jurisdiction	HENDERSON NC
Township / Civil Division	EDNEYVILLE
Census Block Group	2
Census Block	2020
Census Tract	930202

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 LOW GAP RD, HENDERSONVILLE, NC 28792-4728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Warranty Deed, Transfer · Conventional Mortgage GOPRIME MORTGAGE INC
Oct 21, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Nov 1, 2005 · Amount on Record
Deed Document Number	2022983248
Deed Book / Page	3939 / 107
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jul 15, 2022
Property Address	413 LOW GAP RD, HENDERSONVILLE, NC 28792-4728
Document Number	0039390107
Book / Page	3939 / 107
Map Reference	CAB A SL 333
Instrument Date	Jul 13, 2022
Instrument	983248
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 134, EDNEYVILLE, NC 28727-0134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 LOW GAP RD, HENDERSONVILLE, NC 28792-4728

Mortgage

Document Number	0000983249
Date	Jul 15, 2022
Instrument	983249

Lender

Name	GOPRIME MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	413 LOW GAP RD, HENDERSONVILLE, NC 28792-4728
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 LOW GAP RD, HENDERSONVILLE, NC 28792-4728

Mortgage

Document Number	0038060622
Date	Oct 21, 2021
Book Page	3806/622
Instrument	965589

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	259 Months
Due	May 1, 2043

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,100 (-) Land $27,000 Building $338,100
2025	$1,993.00
2023		$365,100 Land $27,000 Building $338,100	$365,100 Land $27,000 Building $338,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Optimum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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