Kane County property record for 413 Lovell St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,668 sqft · built 1915 |
| Lot Size | 0.185 acres (8,070 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,694 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-331-003 |
| Primary APN | 06-12-331-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,668 sqft Living Area |
| Gross Area | 2,528 sqft |
| Basement Area | 860 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Construction Type | Frame |
| Lot Area | 8,070 sqft (0.185 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 413 LOVELL ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROSPECT ADDN LOT 7 BLOCK 2 |
| Legal Subdivision | PROSPECT ADDN |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5016 |
| Census Tract | 850800 |
413 Lovell St is owned and occupied by two individuals who acquired it in November 1998.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 LOVELL ST, ELGIN, IL 60120-3858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 27, 1998 |
| Transfer Doc | 0000111169 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 413 Lovell St was $6,694.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,694.00 | $87,748 (+8.57%) Land $19,808 Building $67,940 | $263,349 (+8.57%) Land $59,448 Building $203,902 |
| 2024 | $80,821 Land $18,244 Building $62,577 | $242,560 Land $54,754 Building $187,806 | |
| 2022 | $5,773.00 (+3.96%) | $66,578 (+6.96%) Land $15,029 Building $51,549 | $199,734 (+6.96%) Land $45,087 Building $154,647 |
| 2021 | $5,553.00 | $62,246 Land $14,051 Building $48,195 | $186,738 Land $42,153 Building $144,585 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 Lovell St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 413 Lovell St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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