413 Leonard Ave, Dekalb, IL 60115 Property Records

DeKalb County property record for 413 Leonard Ave, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.233 acres (10,150 sqft)
Owner	2 Individual Names on File
Last Sale	$142,000 (Jan 2023)
Tax Bill	$3,908 (2024)
Deeds & Mortgages	Jan 2023 Second Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-22-403-024`

Property Details

APN / Parcel Number

Primary APN	`08-22-403-024`

Exterior

Lot Area	10,150 sqft (0.233 acres)
Lot Dimensions	145 ft deep x 70 ft wide

Location & Zoning

Account Number	0822403024
Street Address	413 LEONARD AVE
City	DEKALB
State	IL
Zip	60115-3639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 10FT LOT 3,LOT 4 & N1/2 LOT 5 - BLK 3 - TAYLORS ADDITION
Legal Subdivision	TAYLORS ADDITION
Legal Block	3
Legal Lot Number	3,4,5
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	2
Census Block	2008
Census Tract	1300

Owner

413 Leonard Ave is owned by two individuals who bought it in January 2023.

Source: DeKalb County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	418 RUSSELL RD, DEKALB, IL 60115-2220
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUARANTEED RATE INC
Jan 17, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
May 10, 2018	Warranty Deed, Transfer · Conventional with PMI BBMC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2023 · Amount on File
Deed Sale	Jan 17, 2023 · Amount on File
Prior Sale	May 10, 2018 · Amount on File
Deed Document Number	2023377
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	413 LEONARD AVE, DEKALB, IL 60115-3639
Transaction Type	Mortgage
Record Updated	Feb 9, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 RUSSELL RD, DEKALB, IL 60115-2220

Mortgage

Document Number	0000000623
Date	Jan 26, 2023
Instrument	2023000623

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2033

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jan 17, 2023
Property Address	413 LEONARD AVE, DEKALB, IL 60115-3639
Document Number	0000000377
Map Reference	DOC 30460
Instrument Date	Jan 6, 2023
Instrument	2023000377
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	413 LEONARD AVE, DEKALB, IL 60115-3639

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	413 LEONARD AVE, DEKALB, IL 60115-3639

Mortgage

Document Number	0000000378
Date	Jan 17, 2023
Instrument	2023000378

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.75%

Mortgage

Document Number	0000000379
Date	Jan 17, 2023
Instrument	2023000379

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	1 Months
Due	Feb 1, 2023

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	May 10, 2018
Property Address	413 LEONARD AVE, DEKALB, IL 60115-3639
Document Number	0000004322
Instrument Date	May 4, 2018
Instrument	4322
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 LEONARD AVE DEKALB IL 601153639, DEKALB, IL 60115-3639

Mortgage

Document Number	4323
Date	May 10, 2018
Instrument	4323

Lender

Name	BBMC MTG
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 9, 2048

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,297 Land $11,848 Building $48,449	$180,891 Land $35,544 Building $145,347
2024	$3,908.00
2023		$48,008 Land $9,433 Building $38,575	$144,024 Land $28,299 Building $115,725

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 413 Leonard Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 413 Leonard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: DNA Communications.

Nearby Properties on Leonard Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures