Emmet County property record for 413 Lawrence St, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.265 acres (11,568 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,000 (Nov 2009) |
| Tax Bill | $1,967 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-06-300-068 |
| Primary APN | 52-19-06-300-068 |
|---|
| Lot Area | 11,568 sqft (0.265 acres) |
|---|
| Street Address | 413 LAWRENCE ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2882 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COP R-1 |
| Legal Description | COM. AT THE S 1/4 COR TH N 385.71' ALG THE N & S 1/4 LN, TH W 247' TO POB. TH W 75', S 165', E 75', N 165' TO POB. SECTION 6 |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 06 |
| Legal Subdivision | S6 T34N R5W |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 970800 |
Source: Emmet County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 413 LAWRENCE ST, PETOSKEY, MI 49770-2882 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2009 · Amount on Record |
| Deed Sale | Nov 30, 2009 · Amount on Record |
| Prior Sale | May 1, 1982 · Amount on Record |
| Deed Book / Page | 1118 / 561 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 413 LAWRENCE ST, PETOSKEY, MI 49770-2882 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Name | Verified Name |
|---|---|
| Address | 413 LAWRENCE ST, PETOSKEY, MI 49770-2882 |
| Document Number | 0000001237/0000000365 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 0000001237/0000000365 |
| Instrument | 5190326 |
| Name | 4FRONT CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Jan 1, 2043 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,500 (+79.21%) Land $171,500 | $343,000 (+79.21%) Land $343,000 | |
| 2024 | $1,967.00 | ||
| 2023 | $95,700 Land $95,700 | $191,400 Land $191,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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