413 Laurel Fork Rd, Spencer, WV 25276 Property Records

Roane County property record for 413 Laurel Fork Rd, Spencer, WV 25276

Property Summary

Property Type	Residential Vacant Land
Lot Size	5.75 acres (250,470 sqft)
Owner	Individual Name on File
Tax Bill	$48 (2025)
Deeds & Mortgages	May 2018 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-11-0049.0000`

Property Details

APN / Parcel Number

Primary APN	`06-11-0049.0000`
Alternative APNs	`44-06-0011-0049-0000` `4406 11004900000000` `44-06-11-0049.0000` `63125901`

Exterior

Lot Area	250,470 sqft (5.75 acres)
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	63125901
Street Address	413 LAUREL FORK RD
City	SPENCER
State	WV
Zip	25276-7505
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	5.75 SUR LAUREL
Jurisdiction	ROANE WV
Township / Civil Division	II
Census Block Group	1
Census Block	1015
Census Tract	963100

Owner

Source: Roane County records · APN 06-11-0049.0000

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	413 LAUREL RD, SPENCER, WV 25276
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage CROSS COUNTRY MORTGAGE INC
Dec 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage CROSS COUNTRY MORTGAGE
Feb 08, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 16, 2026
Transfer Doc	0002205256
Record Updated	Jun 08, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE WV
Property Address	413 LAUREL FORK RD, SPENCER, WV 25276
Transaction Type	Mortgage
Record Updated	Dec 22, 2022
Title Company	OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000345/609
Date	May 21, 2018
Book Page	345/609
Instrument	2149977

Lender

Name	CROSS COUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2048

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE WV
Property Address	413 LAUREL FORK RD, SPENCER, WV 25276
Transaction Type	Mortgage
Record Updated	Dec 22, 2022
Title Company	OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000348/692
Date	Dec 20, 2018
Book Page	348/692
Instrument	2153983

Lender

Name	CROSS COUNTRY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 01, 2049

Interest

Rate Type	Fixed Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE WV
Property Address	413 LAUREL FORK RD, SPENCER, WV 25276
Transaction Type	Mortgage
Record Updated	Dec 22, 2022
Title Company	BESTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000368/186
Date	Feb 08, 2022
Book Page	368/186
Instrument	2180882

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Roane County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	West Virginia
County	Roane County
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$48.00 (+6.67%)	$2,760 (+6.98%) Land $2,760	$4,600 (+6.98%) Land $4,600
2023	$45.00 (+2.27%)	$2,580 (+4.88%) Land $2,580	$4,300 (+4.88%) Land $4,300
2022	$44.00	$2,460 Land $2,460	$4,100 Land $4,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 2, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 51% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Based on FCC filings for 6 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

Nearby Properties on Laurel Fork Rd

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