413 Laura Cir, Eaton, OH 45320 Property Records

Preble County property record for 413 Laura Cir, Eaton, OH 45320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,050 sqft · built 1979
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Tax Bill	$1,606 (2025)
Deeds & Mortgages	Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`M40-0006-011-02-019-000`

Property Details

APN / Parcel Number

Primary APN	`M40-0006-011-02-019-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,939 sqft (0.32 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Patio Area	180 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	413 LAURA CIR
City	EATON
State	OH
Zip	45320-1261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2471 JAMESWAY SUBD SEC 5
Legal Subdivision	JAMESWAY SUBD SEC 5
Legal Lot Number	2471
Jurisdiction	PREBLE OH
Township / Civil Division	EATON
Census Block Group	2
Census Block	2012
Census Tract	455002

Owner

Source: Preble County records · APN M40-0006-011-02-019-000

Assessment roll updated March 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	75 N MAIN ST, WEST ALEXANDRIA, OH 45381-1153
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 05, 2024
Deed Sale	Jun 05, 2024
Prior Sale	Aug 21, 2018 · Amount on Record
Deed Document Number	20241930
Deed Book / Page	455 / 2572
Record Updated	Sep 20, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Aug 21, 2018
Property Address	413 LAURA CIR, EATON, OH 45320-1261
Document Number	384/2359
Book / Page	384 / 2359
Map Reference	MB 10 PG 211
Instrument Date	Aug 20, 2018
Instrument	201800003554
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	E-PERFORMANCE TITLE, PERFORMANCE TITLE

Transaction

Amount	Amount Recorded
Tax	$326.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 LAURA CIR, EATON, OH 45320-1261

Tax Assessment & Valuation

Source: Preble County records · Assessment roll updated March 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
Municipality	Eaton City
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,606.00 (+28.48%)	$43,410 (-) Land $9,560 Building $33,850
2024	$1,250.00 (-13.61%) Homeowner's exemption	$43,410 (-) Land $9,560 Building $33,850
2023	$1,447.00 (+27.15%) Homeowner's exemption	$43,410 (+26.01%) Land $9,560 Building $33,850	$124,000 (-) Land $27,300 Building $96,700
2022	$1,138.00 Homeowner's exemption	$34,450 Land $6,550 Building $27,900
2020			$124,000 Land $27,300 Building $96,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 7, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 427 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EATON PUBLIC WATER SYSTEM serves 8,400 people
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.