413 Lanza Ave, Garfield, NJ 07026 Property Records

Bergen County and Garfield City property record for 413 Lanza Ave, Garfield, NJ 07026

Property Summary

Property Type	Single Family Home
Details	1,974 sqft · built 1922
Lot Size	0.072 acres (3,145 sqft)
Owner	2 Individual Names on File
Last Sale	$790,000 (Apr 2026)
Tax Bill	$9,999 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00206-01-00069`

Property Details

APN / Parcel Number

Primary APN	`21-00206-01-00069`
Alternative APNs	`2100206000100069` `005685`

Interior

Units	2 Units
Stories	2 Stories
Building Area	1,974 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Frame
Construction Type	Frame
Lot Area	3,145 sqft (0.072 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	005685
Street Address	413 LANZA AVE
City	GARFIELD
State	NJ
Zip	07026-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3147 SF
Legal Subdivision	CITY/GARFIELD
Legal Block	206
Legal Lot Number	69
Jurisdiction	BERGEN NJ
Township / Civil Division	GARFIELD
Census Block Group	1
Census Block	1015
Census Tract	21101

Owner

413 Lanza Ave is owned and occupied by two individuals who bought it in April 2026.

Source: Bergen County and Garfield City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	413 LANZA AVE, GARFIELD, NJ 07026-2401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING
Apr 30, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOC L.P
Jun 13, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Prior Sale	Aug 28, 2024 · Amount on File
Deed Document Number	202628872
Deed Book / Page	5785 / 936
Prior Transfer Date	Jul 18, 2024
Prior Transfer Doc	0053091713
Record Updated	Oct 29, 2026

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 30, 2026
Property Address	413 LANZA AVE, GARFIELD, NJ 07026-2401
Document Number	0057850936
Book / Page	5785 / 936
Instrument Date	Apr 24, 2026
Instrument	202628872
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	ANGEL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79,790.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	413 LANZA AVE, GARFIELD, NJ 07026-2401

Mortgage

Document Number	0000028873,
Date	Apr 30, 2026
Instrument	202628873

Lender

Name	PROVIDENT FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 30, 2026
Property Address	413 LANZA AVE, GARFIELD, NJ 07026-2401
Document Number	0000028872
Book / Page	5785 / 936
Instrument Date	Apr 24, 2026
Instrument	2026.28872
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	ANGEL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79,790.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	413 LANZA AVE, GARFIELD, NJ 07026-2401

Mortgage

Document Number	0000028873,
Date	Apr 30, 2026
Instrument	2026..28873

Lender

Name	PROVIDENT FUNDING ASSOC L.P

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 13, 2023
Property Address	413 LANZA AVE, GARFIELD, NJ 07026-2401
Document Number	0050140136
Book / Page	5014 / 136
Instrument Date	May 16, 2023
Instrument	2023038861
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,839.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 STONY BROOK ROAD, MOUNT HERMON, LA 70450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 LANZA AVE, GARFIELD, NJ 07026-2401

Mortgage

Document Number	2023038862
Date	Jun 13, 2023
Instrument	2023038862

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 413 Lanza Ave was $9,999, up 31.9% from the year before.

Source: Bergen County and Garfield City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Garfield City
Unified School District	Garfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,400 (-) Land $92,200 Building $195,200	$287,400 (-) Land $92,200 Building $195,200
2025	$9,999.00 (+31.95%)	$287,400 Land $92,200 Building $195,200	$287,400 Land $92,200 Building $195,200
2024	$7,578.00
2023		$227,100 (-) Land $92,200 Building $134,900	$227,100 (-) Land $92,200 Building $134,900
2022	$7,083.00 (+3.01%)	$227,100 Land $92,200 Building $134,900	$227,100 Land $92,200 Building $134,900
2021	$6,876.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 413 Lanza Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 413 Lanza Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 646 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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