413 Lance Ln, Birmingham, AL 35206 Property Records

Jefferson County property record for 413 Lance Ln, Birmingham, AL 35206

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,329 sqft · built 1973
Lot Size0.345 acres (15,045 sqft)
OwnerIndividual Name on File
Last Sale$179,900 (Aug 2026)
Tax Bill$2,704 (2025)
Deeds & MortgagesAug 2026 Sale
Aug 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-00-12-1-015-006.000

Property Details

APN / Parcel Number

Primary APN23-00-12-1-015-006.000
Alternative APNs
  • 23121015006000RR00
  • 320041

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,329 sqft Living Area
Gross Area2,658 sqft
1st Floor Area1,329 sqft
Basement Area1,329 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1992
Exterior MaterialHardboard
Foundation TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,045 sqft (0.345 acres)
Lot Dimensions177 ft deep x 85 ft wide
TerrainRolling

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number320041
Street Address413 LANCE LN
CityBIRMINGHAM
StateAL
Zip35206-3030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 13 JONES ADD TO SHADYWOOD 2ND SECTOR
Legal Range02W
Legal Township17S
Legal Section12
Legal SubdivisionJONES-SHADYWD 2 23-12-1
Legal Lot Number13
JurisdictionJEFFERSON AL
Township / Civil DivisionBIRMINGHAM
Census Block Group2
Census Block2019
Census Tract5302

Owner

413 Lance Ln is owned by an individual who bought it in August 2026.

Source: Jefferson County records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address901 HICKORY KNL, BIRMINGHAM, AL 35226-3261
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2026Warranty Deed, Transfer
Aug 4, 2026Warranty Deed, Transfer · Conventional Mortgage
LOWER LLC
Mar 2, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2026 · Amount on File
Deed SaleAug 4, 2026 · Amount on File
Prior SaleMar 2, 2023 · Amount on File
Deed Document Number202672385
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON AL
Recording DateAug 4, 2026
Property Address413 LANCE LN, BIRMINGHAM, AL 35206-3030
Document Number0000072385
Instrument DateJul 31, 2026
Instrument202672385
Transaction TypeTransfer
Record UpdatedAug 24, 2026

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON AL
Recording DateAug 4, 2026
Property Address413 LANCE LN, BIRMINGHAM, AL 35206-3030
Document Number0000072385
Instrument DateJul 31, 2026
Instrument202672385
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$18,169.90
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000072386,
DateAug 4, 2026
Instrument202672386
Lender
NameLOWER LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON AL
Recording DateMar 2, 2023
Property Address413 LANCE LN, BIRMINGHAM, AL 35206-3030
Document Number0000019453
Instrument DateFeb 24, 2023
Instrument2023019453
Transaction TypeTransfer
Record UpdatedMar 17, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 LANCE LN, BIRMINGHAM, AL 35206-3030

Tax Assessment & Valuation

The 2025 property tax bill for 413 Lance Ln was $2,704.

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateAlabama
MunicipalityBirmingham City
CountyJefferson County
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,704.00 Disabled Person's exemption$37,300$186,500 Land $53,000 Building $133,500
2023$37,300 Land $10,600 Building $26,700$186,500 Land $53,000 Building $133,500
2022$1,136.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 413 Lance Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Lance Ln is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 49% of Alabama
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL ALABAMA WATER
serves 653,322 people · EPA ID AL0000738
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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