413 Lakepoint Dr, Gadsden, AL 35901 Property Records

Etowah County property record for 413 Lakepoint Dr, Gadsden, AL 35901

Property Summary

Property Type	Triplex
Details	1.5 ba · 1,280 sqft · built 1980
Lot Size	0.043 acres (1,887 sqft)
Owner	Individual Name on File
Last Sale	$146,500 (Jan 2019)
Tax Bill	$1,882 (2026)
Deeds & Mortgages	Jan 2019 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-05-22-0-001-004.009`

Property Details

APN / Parcel Number

Primary APN	`15-05-22-0-001-004.009`
Alternative APNs	`256141` `42386`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,280 sqft Total Area
1st Floor Area	640 sqft
2nd Floor Area	640 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Triplex
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	1,887 sqft (0.043 acres)
View / Lot	Waterfront
Loading Dock	416 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	256141
Street Address	413 LAKEPOINT DR
City	GADSDEN
State	AL
Zip	35901-5365
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	H/S BASE YEAR LT 8 BLK B J-21 LAKEWOOD POINT TOWNHOMES GADSDEN 22-12-6 1437-537,1891-241,D-1999-3200,D-2003-3976,D-2009-3317917 D-2017-3446101,D-2019-3479052,D-2021-3526523
Legal Range	6E
Legal Township	12S
Legal Section	22
Legal Subdivision	LAKEWOOD POINT TOWNHOMES
Legal Block	B
Legal Lot Number	8
Jurisdiction	ETOWAH AL
Township / Civil Division	GADSDEN
Census Block Group	3
Census Block	3036
Census Tract	1200

Owner

413 Lakepoint Dr, a triplex, is owned and occupied by an individual who bought it in January 2019.

Source: Etowah County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	413 LAKEPOINT DR, GADSDEN, AL 35901-5365
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage TEACHERS FCU
Feb 1, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2019 · Amount on File
Deed Sale	Jan 28, 2019 · Amount on File
Prior Sale	Feb 1, 2017 · Amount on File
Deed Document Number	20193479052
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Jan 28, 2019
Property Address	413 LAKEPOINT DR, GADSDEN, AL 35901-5365
Document Number	3479052
Instrument Date	Jan 28, 2019
Instrument	3479052
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 LAKEPOINT DR, GADSDEN, AL 35901-5365

Mortgage

Document Number	3479053
Date	Jan 28, 2019
Instrument	3479053

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate	4%
Type Change Date	Apr 1, 2029

Mortgage

Document Number	0003479052
Date	Jan 28, 2019
Instrument	3479052

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Interest

Rate	4%
Type Change Date	Apr 1, 2029

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Feb 1, 2017
Property Address	413 LAKEPOINT DR, GADSDEN, AL 35901-5365
Document Number	3446101
Instrument Date	Jan 30, 2017
Instrument	3446101
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	413 LAKEPOINT DR, 413, GADSDEN, AL 35901-5365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 LAKEPOINT DR, GADSDEN, AL 35901-5365

Mortgage

Document Number	3446102
Date	Feb 1, 2017
Instrument	3446102

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	TUSCALOOSA, AL 35406

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 413 Lakepoint Dr was $1,882, up 21.8% from the year before.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Gadsden City
Unified School District	Gadsden City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,882.00 (+21.81%)
2025	$1,545.00	$31,540 Land $6,000 Building $25,540	$157,700 Land $30,000 Building $127,700
2023	$1,805.00 (+17.82%)	$18,420 (+17.77%) Land $3,000 Building $15,420	$184,200 (+17.77%) Land $30,000 Building $154,200
2022	$1,532.00	$15,640 Land $3,000 Building $12,640	$156,400 Land $30,000 Building $126,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 413 Lakepoint Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	6 (1979–1999)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 1999 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, Feb 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Lakepoint Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GADSDEN, THE WWSB OF THE serves 44,637 people · EPA ID AL0000577
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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