413 Lake St, Chittenango, NY 13037 Property Records

Madison County and Sullivan Town property record for 413 Lake St, Chittenango, NY 13037

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,194 sqft · built 1948
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$107,000 (Jun 2019)
Tax Bill	$4,880 (2026)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
APN	`254801 41.80-1-28`

Property Details

APN / Parcel Number

Primary APN	`254801 41.80-1-28`
Alternative APNs	`480104108000010280000000` `5506`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,194 sqft Living Area
1st Floor Area	858 sqft
Upper Floors Area	336 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	108 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	25 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5506.
Street Address	413 LAKE ST
City	CHITTENANGO
State	NY
Zip	13037-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	28.000
Jurisdiction	MADISON NY
Township / Civil Division	SULLIVAN
Census Block Group	2
Census Block	2016
Census Tract	30401

Owner

413 Lake St is owned and occupied by an individual who bought it in June 2019.

Source: Madison County and Sullivan Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	413 LAKE ST, CHITTENANGO, NY 13037-1223
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2019 · Amount on File
Deed Sale	Jun 20, 2019 · Amount on File
Prior Sale	Jul 12, 2012 · Amount on File
Deed Document Number	20192884
Prior Transfer Date	Jan 26, 2012
Prior Transfer Doc	0020124425
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NY
Recording Date	Jun 20, 2019
Property Address	413 LAKE ST, CHITTENANGO, NY 13037-1223
Document Number	0000002884
Instrument Date	Jun 12, 2019
Instrument	2884
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	ALLIED AMERICAN ABSTRACT, ALLIED AMERICAN ABS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$428.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5713 RATHBUN RD CAZENOVIA NY 130359770, CAZENOVIA, NY 13035-9770

Mortgage

Document Number	2885
Date	Jun 20, 2019
Instrument	2885

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 413 Lake St was $4,880, up 119.3% from the year before.

Source: Madison County and Sullivan Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
County Subdivision	Sullivan Town
Municipality	Chittenango Village
Unified School District	Chittenango Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,880.00 (+119.33%)
2025	$2,225.00	$99,400 Land $11,400 Building $88,000	$167,059 Land $19,160 Building $147,899
2023		$99,400 Land $11,400 Building $88,000	$144,058 Land $16,522 Building $127,536

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 413 Lake St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Lake St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20