Hillsborough County property record for 413 Laguna Mill Dr, Ruskin, FL 33570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,486 sqft · built 2006 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $100 (Jun 2016) |
| Tax Bill | $4,816 (2025) |
| Deeds & Mortgages | Nov 2018 Transfer Dec 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 055400-0188 |
| Primary APN | 055400-0188 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,486 sqft Living Area |
| Gross Area | 1,966 sqft |
| 1st Floor Area | 1,486 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0554000188 |
|---|---|
| Street Address | 413 LAGUNA MILL DR |
| City | RUSKIN |
| State | FL |
| Zip | 33570-4940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | WELLINGTON SOUTH AT BAY PARK LOT 18 BLOCK 2 |
| Legal Range | 19E |
| Legal Township | 32S |
| Legal Section | 04 |
| Legal Subdivision | WELLINGTON SOUTH AT BAY PARK |
| Legal Tract | 85J |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 14122 |
413 Laguna Mill Dr is owned by a company that bought it in June 2016.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1717 MAIN ST, 2000, DALLAS, TX 75201-4657 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2018 | Quit Claim Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC |
| Dec 6, 2018 | Loan Modification, Mortgage · Line of Credit GERMAN AMERICAN CAP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2016 · Amount on File |
| Deed Sale | Jun 1, 2016 · Amount on File |
| Prior Sale | Sep 12, 2014 · Amount on File |
| Deed Book / Page | 24144 / 1314 |
| Prior Transfer Date | Aug 8, 2014 |
| Prior Transfer Doc | 0000302080 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Nov 16, 2018 |
| Property Address | 413 LAGUNA MILL DR, RUSKIN, FL 33570-4940 |
| Document Number | 0262090848 |
| Book / Page | 026209 / 000848 |
| Instrument Date | Nov 7, 2018 |
| Instrument | 462822 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2018 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Dec 6, 2018 |
| Property Address | 413 LAGUNA MILL DR, RUSKIN, FL 33570-4940 |
| Document Number | 0262550669 |
| Book / Page | 026255 / 000669 |
| Instrument Date | Nov 7, 2018 |
| Instrument | 490268 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2018 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657 |
| Document Number | 262550669 |
|---|---|
| Date | Dec 6, 2018 |
| Book Page | 026255/000669 |
| Instrument | 490268 |
| Name | GERMAN AMERICAN CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | 60 WALL ST # 10TH, NEW YORK, NY 10005-2865 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 413 Laguna Mill Dr was $4,816, up 9.9% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,907 (-6.15%) Land $64,515 Building $140,392 | $204,907 (-6.15%) Land $64,515 Building $140,392 | |
| 2025 | $4,816.00 (+9.88%) | $218,333 Land $75,735 Building $142,598 | $218,333 Land $75,735 Building $142,598 |
| 2024 | $4,383.00 (+5.77%) | ||
| 2023 | $4,144.00 (+11.19%) | $217,979 (+14.92%) Land $72,930 Building $145,049 | $217,979 (+14.92%) Land $72,930 Building $145,049 |
| 2022 | $3,727.00 | $189,682 Land $50,490 Building $139,192 | $189,682 Land $50,490 Building $139,192 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 Laguna Mill Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 Laguna Mill Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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