Anne Arundel County property record for 413 Joyce Ln W, Arnold, MD 21012
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,660 sqft · built 1937 |
| Lot Size | 2.26 acres (98,881 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,840,000 (Dec 2025) |
| Tax Bill | $7,004 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-000-15848000 |
| Primary APN | 03-000-15848000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,660 sqft Living Area |
| 1st Floor Area | 956 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 98,881 sqft |
| View / Lot | Waterfront |
| Pool Area | 880 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Deck Area | 550 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Account Number | 00015848000 |
|---|---|
| Street Address | 413 JOYCE LN W |
| City | ARNOLD |
| State | MD |
| Zip | 21012-2240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD |
| Legal Description | 2.27 ACRES ARNOLD |
| Legal Subdivision | ARNOLD |
| Legal Block | 1 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 730800 |
413 Joyce Ln W is owned and occupied by two individuals who bought it in December 2025.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 JOYCE LN W, ARNOLD, MD 21012-2240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jun 26, 2019 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2025 · Amount on File |
| Deed Sale | Dec 31, 2025 · Amount on File |
| Prior Sale | Jun 26, 2019 · Amount on File |
| Deed Book / Page | 41958 / 278 |
| Prior Transfer Date | May 27, 2009 |
| Prior Transfer Doc | 0211200192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 31, 2025 |
| Property Address | 413 JOYCE LN W, ARNOLD, MD 21012-2240 |
| Document Number | 0419580277 |
| Book / Page | 41958 / 277 |
| Instrument Date | Nov 20, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | EAGLE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 413 JOYCE LN W, ARNOLD, MD 21012-2240 |
| Document Number | 0041958288 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 41958/288 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 26, 2019 |
| Property Address | 413 JOYCE LN W, ARNOLD, MD 21012-2240 |
| Document Number | 0332800286 |
| Book / Page | 33280 / 286 |
| Instrument Date | Jun 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | MID MARYLAND TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,835.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 413 W JOYCE LN, ARNOLD, MD 21012-2240 |
| Document Number | 0033280292 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 33280/292 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 413 Joyce Ln W was $7,004, up 2% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $637,700 (+5.9%) | $673,200 (-) Land $466,200 Building $207,000 | |
| 2025 | $7,004.00 (+2.01%) Homeowner's exemption | $602,200 | $673,200 Land $466,200 Building $207,000 |
| 2024 | $6,866.00 (+12.67%) | ||
| 2023 | $6,094.00 Homeowner's exemption | $558,067 | $566,700 Land $466,200 Building $100,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 413 Joyce Ln W in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 10 (1979–2012) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Jul 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 Joyce Ln W is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
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