413 Hitching Post Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 413 Hitching Post Ct, Saint Charles, MO 63304 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,002 sqft · built 1880
Lot Size	1.23 acres (54,014 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,823 (2025)
Deeds & Mortgages	May 2023 Mortgage May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`535620B000`

Property Details

APN / Parcel Number

Primary APN	`535620B000`
Alternative APN	`3-0036-S020-00-0013.8000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,002 sqft Living Area
Gross Area	4,392 sqft
1st Floor Area	3,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asbestos
Lot Area	54,014 sqft
Garage Type	Attached
Garage Area	1,390 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	535620B000
Street Address	413 HITCHING POST CT
City	SAINT CHARLES
State	MO
Zip	63304-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 SW 1/4
Legal Range	4
Legal Township	46
Legal Section	02
Legal Lot Number	13
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	2
Census Block	2012
Census Tract	311150

Owner

Source: St. Charles County records · APN 535620B000

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	413 HITCHING POST CT, SAINT CHARLES, MO 63304-2313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 19, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Apr 04, 2022	Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU
Sep 03, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	413 HITCHING POST CT, SAINT CHARLES, MO 63304-2313
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 HITCHING POST CT, SAINT CHARLES, MO 63304-2313

Mortgage

Document Number	0000019134
Date	May 19, 2023
Instrument	2023R-019134

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Sep 01, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	413 HITCHING POST CT, SAINT CHARLES, MO 63304-2313
Transaction Type	Mortgage
Record Updated	Jun 02, 2023
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 HITCHING POST CT, SAINT CHARLES, MO 63304-2313

Mortgage

Document Number	0000019139
Date	May 19, 2023
Instrument	2023R-019139

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	413 HITCHING POST CT, SAINT CHARLES, MO 63304-2313
Transaction Type	Mortgage
Record Updated	Apr 15, 2022
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 HITCHING POST CT, SAINT CHARLES, MO 63304-2313

Mortgage

Document Number	0000019101
Date	Apr 04, 2022
Instrument	2022R-019101

Lender

Name	NEIGHBORS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 03, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 03, 2021
Property Address	413 HITCHING POST CT, SAINT CHARLES, MO 63304-2313
Document Number	2021R074450
Instrument Date	Aug 27, 2021
Instrument	2021R-074450
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	677 LOGAN VALLEY DR, 677, SAINT PETERS, MO 63376-3977

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 HITCHING POST CT, SAINT CHARLES, MO 63304-2313

Mortgage

Document Number	2021R074451
Date	Sep 03, 2021
Instrument	2021R-074451

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,424 (-)	$342,506 (-) Land $65,000 Building $277,506
2025	$3,823.00	$64,424 (+3.46%)	$342,506 (+4.5%) Land $65,000 Building $277,506
2023		$62,272
2022			$327,747 Land $60,000 Building $267,747

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111502, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 214 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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