Clay County property record for 413 Highland Ave, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,092 sqft · built 1920 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $264,470 (Apr 2024) |
| Tax Bill | $1,945 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-618-00-05-009.01 |
| Primary APN | 05-618-00-05-009.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 413 HIGHLAND AVE |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8888 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HORNECKERS ADDITION RESURVEY LT 8 & N1/2 VAC ST ADJ S |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 23 |
| Legal Subdivision | HORNECKERS ADDITION RESURVEY |
| Legal Lot Number | 8 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 22000 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 413 HIGHLAND AVE, SMITHVILLE, MO 64089-8888 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 26, 2024 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Oct 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2024 · Amount on Record |
| Deed Sale | Apr 26, 2024 · Amount on Record |
| Prior Sale | Oct 1, 2021 · Amount on Record |
| Deed Document Number | 20248590 |
| Deed Book / Page | 9725 / 100 |
| Prior Transfer Date | Apr 22, 2024 |
| Prior Transfer Doc | 0000008589 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Apr 26, 2024 |
| Property Address | 413 HIGHLAND AVE, SMITHVILLE, MO 64089-8888 |
| Document Number | 0000008590 |
| Book / Page | 9725 / 100 |
| Instrument Date | Apr 26, 2024 |
| Instrument | 2024008590 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2024 |
| Title Company | THOMSON AFFINITY TITLE, THOMSON AFFINITY TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 413 HIGHLAND AVE, SMITHVILLE, MO 64089-8888 |
| Document Number | 0000008591 |
|---|---|
| Date | Apr 26, 2024 |
| Instrument | 2024008591 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Oct 1, 2021 |
| Property Address | 413 HIGHLAND AVE, SMITHVILLE, MO 64089-8888 |
| Document Number | 0000042775 |
| Book / Page | 9191 / 159 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 2021042775 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 413 HIGHLAND AVE, SMITHVILLE, MO 64089-8888 |
| Document Number | 0000042891 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 2021042891 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,945.00 (+22.64%) | $27,340 (+19.02%) | $143,895 (+19.03%) |
| 2023 | $1,586.00 | $22,970 | $120,894 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Aug 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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