Richmond County property record for 413 Henderson St, Hamlet, NC 28345
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,424 sqft · built 1950 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Company Name on Record |
| Last Sale | $48,000 (Aug 2020) |
| Tax Bill | $839 (2026) |
| Deeds & Mortgages | Feb 2022 Line of Credit Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 748116837455 |
| Primary APN | 748116837455 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,424 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood Shingle |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 190 ft deep x 94 ft wide |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 339 sqft |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 39142304 |
|---|---|
| Street Address | 413 HENDERSON ST |
| City | HAMLET |
| State | NC |
| Zip | 28345-3315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT & DWELL HENDERSON ST |
| Jurisdiction | RICHMOND NC |
| Township / Civil Division | MARKS CREEK |
| Census Block Group | 4 |
| Census Block | 4051 |
| Census Tract | 970900 |
Source: Richmond County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1251, WAXHAW, NC 28173-1012 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 8, 2022 | Deed of Trust, Mortgage · Line of Credit UWHARRIE BANK |
| Nov 17, 2021 | Deed of Trust, Mortgage · Commercial Mortgage UWHARRIE BANK |
| Aug 20, 2020 | Warranty Deed, Transfer · Commercial Mortgage BRANCH BANKING AND TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2020 · Amount on Record |
| Deed Sale | Aug 20, 2020 · Amount on Record |
| Prior Sale | Jul 22, 2005 · Amount on Record |
| Deed Document Number | 2020259061 |
| Deed Book / Page | 1854 / 150 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND NC |
| Property Address | 413 HENDERSON ST, HAMLET, NC 28345-3315 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001917/145 |
|---|---|
| Date | Feb 8, 2022 |
| Book Page | 1917/145 |
| Instrument | 267292 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 237 Months |
| Due | Nov 12, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND NC |
| Property Address | 413 HENDERSON ST, HAMLET, NC 28345-3315 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001908/75 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 1908/75 |
| Instrument | 266134 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28002 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 12, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND NC |
| Recording Date | Aug 20, 2020 |
| Property Address | 413 HENDERSON ST, HAMLET, NC 28345-3315 |
| Document Number | 1854/150 |
| Book / Page | 1854 / 150 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 259061 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $96.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 720 SCOTLAND AVE, 720, ROCKINGHAM, NC 28379-3149 |
| Name | Verified Name |
|---|---|
| Address | 14205 RUDDY CT, CHARLOTTE, NC 28273-6722 |
| Document Number | 259062 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 259062 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Richmond County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Richmond County |
| Municipality | Hamlet City |
| Unified School District | Richmond County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $839.00 (+29.08%) | $96,081 (+53.02%) Land $12,538 Building $83,543 | $96,081 (+53.02%) Land $12,538 Building $83,543 |
| 2023 | $650.00 | $62,790 Land $10,030 Building $52,760 | $62,790 Land $10,030 Building $52,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMLET WATER SYSTEM serves 10,635 people · EPA ID NC0377010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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