Lenoir County property record for 413 Harding Ave, Kinston, NC 28501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,777 sqft · built 1950 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,475 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage May 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 452509167423 |
| Primary APN | 452509167423 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,777 sqft Finished Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 34,848 sqft (0.8 acres) |
| Lot Dimensions | 94 ft deep x 373 ft wide |
| Garage Area | 657 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 112 sqft |
| Heating System | Baseboard |
|---|
| Street Address | 413 HARDING AVE |
|---|---|
| City | KINSTON |
| State | NC |
| Zip | 28501-3701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA6 |
| Legal Description | 413 HARDING AVENUE 413 HARDING AV |
| Legal Subdivision | KINSTON HEIGHTS |
| Jurisdiction | LENOIR NC |
| Township / Civil Division | KINSTON |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 10600 |
413 Harding Ave is owned and occupied by an individual.
Source: Lenoir County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 413 HARDING AVE, KINSTON, NC 28501-3701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 9, 2017 | Loan Modification, Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LENOIR NC |
| Property Address | 413 HARDING AVE, KINSTON, NC 28501-3701 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0019480263 |
|---|---|
| Date | Mar 4, 2022 |
| Book Page | 1948/263 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LENOIR NC |
| Property Address | 413 HARDING AVE, KINSTON, NC 28501-3701 |
| Document Number | 0018040225 |
| Book / Page | 001804 / 000225 |
| Instrument Date | May 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Address | 413 HARDING AVE KINSTON NC 285013701, KINSTON, NC 28501-3701 |
| Document Number | 0018040225 |
|---|---|
| Date | Jun 6, 2017 |
| Book Page | 001804/000225 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 156 Months |
| Due | Jun 5, 2030 |
| Rate | 4.25% |
|---|
The 2026 property tax bill for 413 Harding Ave was $2,475, down 2.9% from the year before.
Source: Lenoir County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lenoir County |
| Municipality | Kinston City |
| Unified School District | Lenoir County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,475.00 (-2.86%) | $181,369 (-) Land $33,816 Building $147,553 | $181,369 (-) Land $33,816 Building $147,553 |
| 2025 | $2,548.00 | $181,369 Land $33,816 Building $147,553 | $181,369 Land $33,816 Building $147,553 |
| 2023 | $740.00 | $45,831 Land $16,500 Building $29,331 | $45,831 Land $16,500 Building $29,331 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 Harding Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1998–2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 Harding Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KINSTON serves 27,475 people · EPA ID NC0454010 |
|---|---|
| Water Source | Purchased surface water from NEUSE REGIONAL WTR & SWR AUTH |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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