413 Golf Course Dr, Arnold, MD 21012 Property Records

Anne Arundel County property record for 413 Golf Course Dr, Arnold, MD 21012

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,956 sqft · built 1974
Lot Size0.315 acres (13,700 sqft)
Owner2 Individual Names on Record
Last Sale$640,000 (Mar 2023)
Tax Bill$6,301 (2025)
Deeds & MortgagesApr 2026 Mortgage
Sep 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-078-26459580

Property Details

APN / Parcel Number

Primary APN03-078-26459580
Alternative APNs
  • 3-078-26459580
  • 07826459580

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,956 sqft Living Area
Gross Area3,396 sqft
1st Floor Area1,092 sqft
Basement Area856 sqft
Finished Basement856 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area13,700 sqft (0.315 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area40 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number07826459580
Street Address413 GOLF COURSE DR
CityARNOLD
StateMD
Zip21012-2335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 7 SC 5 BAY HILLS
Legal SubdivisionBAY HILLS
Legal Block1
Legal Lot Number7
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group1
Census Block1007
Census Tract731106

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address413 GOLF COURSE DR, ARNOLD, MD 21012-2335
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Sep 12, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 16, 2023Deed, Transfer · VA Mortgage
TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2023 · Amount on Record
Deed SaleMar 16, 2023 · Amount on Record
Prior SaleJul 8, 2014 · Amount on Record
Deed Book / Page39520 / 290
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Recording DateApr 27, 2026
Property Address413 GOLF COURSE DR, ARNOLD, MD 21012-2335
Document Number4229000036
Book / Page42291 / 36
Instrument DateApr 18, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 GOLF COURSE DR, ARNOLD, MD 21012-2335

Mortgage

Document Number4229000036,
DateApr 27, 2026
Book Page42291/36
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2041
Interest
Rate TypeFixed Rate
Rate5.54%
Initial TypeFixed Rate
Max Rate-1%

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address413 GOLF COURSE DR, ARNOLD, MD 21012-2335
Transaction TypeMortgage
Record UpdatedSep 27, 2023
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 GOLF COURSE DR, ARNOLD, MD 21012-2335

Mortgage

Document Number0391060412
DateSep 12, 2022
Book Page39106/412
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term353 Months
DueFeb 1, 2052

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateMar 16, 2023
Property Address413 GOLF COURSE DR, ARNOLD, MD 21012-2335
Document Number0395200290
Book / Page39520 / 290
Map ReferenceMB 52 FO 21
Instrument DateMar 13, 2023
Transaction TypeTransfer
Record UpdatedSep 27, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address413 GOLF COURSE DR, ARNOLD, MD 21012-2335

Mortgage

Document Number0039520297
DateMar 16, 2023
Instrument39520/297
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$579,367 (+9.2%)$628,200 (-) Land $269,100 Building $359,100
2025$6,301.00 (+9.07%)$530,533 (+10.83%)$628,200 (+30.41%) Land $269,100 Building $359,100
2024$5,777.00 (+10.52%)
2023$5,227.00$478,700$481,700 Land $269,100 Building $212,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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