413 Garver Dr, Youngstown, OH 44512 Property Records

Mahoning County property record for 413 Garver Dr, Youngstown, OH 44512

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,352 sqft · built 1977
Lot Size	0.294 acres (12,807 sqft)
Owner	2 Individual Names on File
Last Sale	$86,500 (Feb 2024)
Tax Bill	$2,515 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit May 2009 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-097-0-022.03-0`

Property Details

APN / Parcel Number

Primary APN	`29-097-0-022.03-0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	1,880 sqft
1st Floor Area	1,352 sqft
Family Room	Family Room

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	12,807 sqft (0.294 acres)
Lot Dimensions	160 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	52 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	413 GARVER DR
City	YOUNGSTOWN
State	OH
Zip	44512-6513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 312 80 X 160 GLENPARK EST PL 12
Legal Subdivision	GLENPARK EST
Legal Lot Number	312
Jurisdiction	MAHONING OH
Township / Civil Division	BOARDMAN
Census Block Group	2
Census Block	2011
Census Tract	812001

Owner

413 Garver Dr is owned and occupied by two individuals who bought it in February 2024.

Source: Mahoning County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	413 GARVER DR, YOUNGSTOWN, OH 44512-6513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 4, 2009	Deed of Trust, Mortgage · Conventional Mortgage RBS CITIZENS NA
Aug 16, 2011	Deed of Trust, Mortgage · Line of Credit RBS CITIZENS NA
Feb 5, 2024	Survivorship Deed, Transfer
Oct 19, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2024 · Amount on File
Deed Sale	Feb 5, 2024 · Amount on File
Prior Sale	May 24, 2000 · Amount on File
Deed Document Number	20242136
Deed Book / Page	6609 / 2252
Prior Transfer Date	May 23, 2000
Prior Transfer Doc	0000000007
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	413 GARVER DR, YOUNGSTOWN, OH 44512-6513
Transaction Type	Mortgage
Record Updated	Apr 20, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 GARVER DR, YOUNGSTOWN, OH 44512-6513

Mortgage

Document Number	006479/905
Date	Oct 20, 2021
Book Page	6479/905
Instrument	202100029410

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Sep 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	413 GARVER DR, YOUNGSTOWN, OH 44512-6513
Transaction Type	Mortgage
Record Updated	Apr 20, 2026
Title Company	TITLESERV OF NEW JERSEY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	05802/2324
Date	May 4, 2009
Book Page	5802/2324
Instrument	200900011684

Lender

Name	RBS CITIZENS NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2039

August 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	413 GARVER DR, YOUNGSTOWN, OH 44512-6513
Transaction Type	Mortgage
Record Updated	Apr 20, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	05918/1137
Date	Aug 16, 2011
Book Page	5918/1137
Instrument	201100018111

Lender

Name	RBS CITIZENS NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MAHONING OH
Recording Date	Feb 5, 2024
Property Address	413 GARVER DR, YOUNGSTOWN, OH 44512-6513
Document Number	06609/2252
Book / Page	6609 / 2252
Map Reference	VOL 68 PG 150
Instrument Date	Jan 31, 2024
Instrument	202400002136
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount on Record
Tax	$86.50
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	413 GARVER DR, YOUNGSTOWN, OH 44512-6513

October 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MAHONING OH
Recording Date	Oct 19, 2023
Property Address	413 GARVER DR, YOUNGSTOWN, OH 44512-6513
Document Number	06595/1827
Book / Page	6595 / 1827
Map Reference	VOL 68 PG 150
Instrument Date	Oct 17, 2023
Instrument	202300020207
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 GARVER DR, YOUNGSTOWN, OH 44512-6513

Tax Assessment & Valuation

The 2025 property tax bill for 413 Garver Dr was $2,515.

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Boardman Township
Unified School District	Boardman Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,515.00	$50,710 Land $9,680 Building $41,030	$144,890 Land $27,670 Building $117,220
2023	$2,087.00 (+9.21%) Homeowner's exemption	$50,710 (+34.15%) Land $9,680 Building $41,030	$144,890 (+34.14%) Land $27,670 Building $117,220
2022	$1,911.00 Homeowner's exemption	$37,800 Land $9,670 Building $28,130	$108,010 Land $27,640 Building $80,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 413 Garver Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Garver Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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