Monroe County and Rochester City property record for 413 Garson Ave, #415, Rochester, NY 14609
| Property Type | Residential |
|---|---|
| Details | built 1915 |
| Lot Size | 0.146 acres (6,400 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $90 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 047135-00.0 |
| Primary APN | 047135-00.0 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Lot Area | 6,400 sqft (0.146 acres) |
| Lot Dimensions | 128 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 756 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 047135-00.0 |
|---|---|
| Street Address | 413 GARSON AVE, 415 |
| City | ROCHESTER |
| State | NY |
| Zip | 14609-6333 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Legal Description | 0057.00 206 18 04876 96 HAYWARD TER SUB |
| Legal Subdivision | HAYWARD TERRACE TRACT |
| Legal Block | 3 |
| Legal Lot Number | 14.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 5700 |
Source: Monroe County and Rochester City records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1335 MAIN ST, 1A, WORCESTER, MA 01603-1566 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 20, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Jun 16, 2026 |
| Property Address | 413 GARSON AVE, 415, ROCHESTER, NY 14609-6333 |
| Document Number | 0003432711 |
| Book / Page | 13203 / 352 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20263432711 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | WEBTITLE AGENCY, WEBTITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24,947.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4150 66TH ST N, SAINT PETERSBURG, FL 33709-4927 |
| Investor | Possibly a Property Investor |
| Document Number | 0003432712, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 31349/312 |
| Instrument | 20263432712 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Jul 20, 2018 |
| Property Address | 413-415 GARSON AVE, ROCHESTER, NY 14609 |
| Document Number | 0000000637 |
| Book / Page | 012056 / 000130 |
| Instrument Date | Aug 2, 2016 |
| Instrument | 637 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 GARSON AVE ROCHESTER NY 146096333, ROCHESTER, NY 14609-6333 |
Source: Monroe County and Rochester City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| Municipality | Rochester City |
| Unified School District | Rochester City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $90.00 | $10,700 (+114%) Land $8,700 Building $2,000 | $10,700 (+77.62%) Land $8,700 Building $2,000 |
| 2023 | $5,000 Land $3,000 Building $2,000 | $6,024 Land $3,614 Building $2,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCHESTER CITY serves 210,000 people · EPA ID NY2704518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier, Greenlight Networks, T-Mobile.
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