413 Garfield St, Mount Olive, IL 62069 Property Records

Macoupin County property record for 413 Garfield St, Mount Olive, IL 62069

Property Summary

Property TypeSingle Family Home
Lot Size0.321 acres (14,000 sqft)
OwnerIndividual Name on Record
Last Sale$63,000 (Mar 2018)
Tax Bill$2,042 (2025)
Deeds & MortgagesApr 2022 Mortgage
Mar 2021 Mortgage
+ 4 more
APN24-11-276-008

Property Details

APN / Parcel Number

Primary APN24-11-276-008
Alternative APN
  • 02-002-264-00

Exterior

Lot Area14,000 sqft (0.321 acres)
Lot Dimensions140 ft deep x 100 ft wide

Location & Zoning

Street Address413 GARFIELD ST
CityMOUNT OLIVE
StateIL
Zip62069-2036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 15 & 16 BLK 3 ANDREW NIGGS ADDN 100 X 140 24-11-276-008
Legal SubdivisionANDREW NIGGS ADDN
Legal Block3
Legal Lot Number15-16
JurisdictionMACOUPIN IL
Township / Civil DivisionMOUNT OLIVE
Census Block Group3
Census Block3057
Census Tract957100

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address413 GARFIELD ST, MOUNT OLIVE, IL 62069-2036
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
CNB BANK & TRUST NA
Mar 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
CNB BANK & TRUST NA
Jan 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK
Mar 19, 2018Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK
Mar 9, 2018Intrafamily Transfer, Transfer
QUALITY TITLE INC, QUALITY TITLE
Mar 9, 2018Intrafamily Transfer, Transfer
QUALITY TITLE INC, QUALITY TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 19, 2018 · Amount on Record
Deed SaleMar 19, 2018 · Amount on Record
Deed Document Number2018567457
Prior Transfer DateMar 6, 2018
Prior Transfer Doc567290
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOUPIN IL
Property Address413 GARFIELD ST, MOUNT OLIVE, IL 62069-2036
Transaction TypeMortgage
Record UpdatedMay 4, 2022
Title CompanyNC TITLE CENTER LLC, TITLE CENTER LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000598102
DateApr 12, 2022
Instrument598102
Lender
NameCNB BANK & TRUST NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 4, 2042
Interest
Rate TypeFixed Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOUPIN IL
Property Address413 GARFIELD ST, MOUNT OLIVE, IL 62069-2036
Transaction TypeMortgage
Record UpdatedMar 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number589144
DateMar 4, 2021
Instrument589144
Lender
NameCNB BANK & TRUST NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2036
Interest
Rate TypeFixed Rate

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOUPIN IL
Property Address413 GARFIELD ST, MOUNT OLIVE, IL 62069-2036
Transaction TypeMortgage
Record UpdatedFeb 12, 2020
Title CompanyQUALITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number580176
DateJan 29, 2020
Instrument580176
Lender
NameFIRST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2035
Interest
Rate TypeFixed Rate

March 2018: Deed, Transfer

Document TypeDeed
JurisdictionMACOUPIN IL
Recording DateMar 19, 2018
Property Address413 GARFIELD ST, MOUNT OLIVE, IL 62069-2036
Document Number567457
Instrument DateMar 16, 2018
Instrument567457
Transaction TypeTransfer
Record UpdatedJul 22, 2021
Title CompanyQUALITY TITLE INC, QUALITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$94.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1016 BLUEBERRY HL, 1016, MOUNT OLIVE, IL 62069-2751

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 59, STAUNTON, IL 62088-0059

Mortgage

Document Number567458
DateMar 19, 2018
Instrument567458
Lender
NameFIRST NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate4.5%

March 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOUPIN IL
Recording DateMar 9, 2018
Property Address413 GARFIELD ST, MOUNT OLIVE, IL 62069-2036
Document Number567291
Instrument DateMar 6, 2018
Instrument567291
Transaction TypeTransfer
Record UpdatedJul 22, 2021
Title CompanyQUALITY TITLE INC, QUALITY TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3366 EDWARDSVILLE RD, 3366, EDWARDSVILLE, IL 62025-7242

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 GARFIELD ST, MOUNT OLIVE, IL 62069-2036

March 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOUPIN IL
Recording DateMar 9, 2018
Property Address413 GARFIELD ST, MOUNT OLIVE, IL 62069-2036
Document Number567290
Instrument DateMar 6, 2018
Instrument567290
Transaction TypeTransfer
Record UpdatedJul 22, 2021
Title CompanyQUALITY TITLE INC, QUALITY TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 GARFIELD ST, MOUNT OLIVE, IL 62069-2036

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacoupin County
County SubdivisionMount Olive Township
MunicipalityMount Olive City
Unified School DistrictMount Olive Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,042.00 (+9.37%)$31,615 (+7%) Land $4,334 Building $27,281$94,845 (+7%) Land $13,002 Building $81,843
2024$1,867.00 (+13.98%)$29,546 (+15.56%) Land $4,050 Building $25,496$88,638 (+15.56%) Land $12,150 Building $76,488
2022$1,638.00 Homeowner's exemption$25,568 Land $3,505 Building $22,063$76,704 Land $10,515 Building $66,189

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT OLIVE
serves 2,193 people · EPA ID IL1170700
Water SourcePurchased surface water from LITCHFIELD
Last State InspectionAug 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Nextlink
Fixed Wireless
1,000 / 500
Madison Communications
Cable
1,000 / 150
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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