413 FM 1103, Cibolo, TX 78108 Property Records

Guadalupe County property record for 413 FM 1103, Cibolo, TX 78108

Property Summary

Property Type	Commercial
Details	7,300 sqft · built 1984
Lot Size	0.609 acres (26,528 sqft)
Owner	Company Name on Record
Last Sale	$868,600 (Aug 2021)
Tax Bill	$15,381 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1G2840000200400000`

Property Details

APN / Parcel Number

Primary APN	`1G2840000200400000`
Alternative APNs	`000000040920` `000000260247` `40920`

Interior

Stories	1 Story
Building Area	7,300 sqft Gross Area
1st Floor Area	7,000 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	26,528 sqft (0.609 acres)
View / Lot	Corner
Parking Spaces	42 Parking Spaces
Porch	Covered Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Space Heater
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	413 FM 1103
City	CIBOLO
State	TX
Zip	78108-3573
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT: 4 BLK: 2 SCHNEIDER INDUSTRIAL PARK 0.6090 AC.
Legal Subdivision	SCHNEIDER INDUSTRIAL PARK
Legal Block	2
Legal Lot Number	4
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2000
Census Tract	210717

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4603 PINE VALLEY DR, FRISCO, TX 75034-6830
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Correction Deed · Stand-Alone First Mortgage TEXAS BANK AND TRUST CO
Aug 11, 2021	Vendor's Lien, Transfer TEXAS BANK AND TRUST CO
Sep 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2021 · Amount on Record
Deed Sale	Aug 11, 2021 · Amount on Record
Prior Sale	Aug 11, 2021 · Amount on Record
Deed Document Number	202199027729
Prior Transfer Date	Aug 29, 2018
Prior Transfer Doc	0099020439
Record Updated	Sep 20, 2026

August 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	GUADALUPE TX
Recording Date	Aug 11, 2021
Property Address	413 FM 1103, CIBOLO, TX 78108-3573
Document Number	0099027729
Map Reference	VOL 4 PG 268
Instrument Date	Aug 6, 2021
Instrument	202199027729
Record Updated	Nov 3, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099027731
Date	Aug 11, 2021
Instrument	202199027731

Lender

Name	TEXAS BANK AND TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 10, 2031

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Aug 11, 2021
Property Address	413 FM 1103, CIBOLO, TX 78108-3573
Document Number	0099027730
Instrument Date	Aug 3, 2021
Instrument	202199027730
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	STEWART TITLE, STC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4603 PINE VALLEY DR, FRISCO, TX 75034-6830

Mortgage

Date	Aug 11, 2021

Lender

Name	TEXAS BANK AND TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GUADALUPE TX
Recording Date	Sep 5, 2018
Property Address	413 FM 1103, SCHERTZ, TX 78108-3573
Document Number	0000020439
Instrument Date	Aug 29, 2018
Instrument	20439
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6015 SHADY CRK WINDCREST TX 782392645, WINDCREST, TX 78239-2645

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$880,000 (+10.41%) Land $180,938 Building $699,062	$880,000 (+10.41%) Land $180,938 Building $699,062
2025	$15,381.00 (-0.55%)	$797,000 (+20.17%) Land $180,938 Building $616,062	$797,000 (+20.17%) Land $180,938 Building $616,062
2024	$15,466.00 (+20.7%)
2023	$12,814.00 (-10.96%)	$663,200 Land $225,230 Building $437,970	$663,200 Land $225,230 Building $437,970
2022	$14,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Guadalupe Valley Electric Cooperative Fixed Wireless	25 / 10

May also be available: AT&T, Spectrum, Verizon.

Nearby Properties on FM 1103

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