Greene County and Athens Town property record for 413 Flats Rd, Athens, NY 12015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,912 sqft · built 2014 |
| Lot Size | 3.68 acres (160,301 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,503 (2025) |
| Deeds & Mortgages | Mar 2024 Refinance Feb 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 192289 104.00-4-34.2 |
| Primary APN | 192289 104.00-4-34.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,912 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,456 sqft |
| Finished Basement | 1,456 sqft |
| Unfinished Basement | 1,456 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 160,301 sqft (3.68 acres) |
| Porch | Porch |
| Porch Area | 32 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 413 FLATS RD |
|---|---|
| City | ATHENS |
| State | NY |
| Zip | 12015-4809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 4 |
| Legal Lot Number | 34.200 |
| Jurisdiction | GREENE NY |
| Township / Civil Division | ATHENS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 80900 |
Source: Greene County and Athens Town records, as of April 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 413 FLATS RD, ATHENS, NY 12015-4809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK |
| Feb 24, 2022 | Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU |
| Sep 1, 2021 | Correction Deed |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 28, 2021 |
| Transfer Doc | D20212612 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE NY |
| Property Address | 413 FLATS RD, ATHENS, NY 12015-4809 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00M2024524 |
|---|---|
| Date | Mar 27, 2024 |
| Instrument | M2024-524 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE NY |
| Property Address | 413 FLATS RD, ATHENS, NY 12015-4809 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M2022685 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | M2022-685 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | GREENE NY |
| Recording Date | Sep 1, 2021 |
| Property Address | 413 FLATS RD, ATHENS, NY 12015-4809 |
| Document Number | D20212612 |
| Instrument Date | Jul 28, 2021 |
| Instrument | D2021-2612 |
| Record Updated | Sep 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 413 FLATS RD, ATHENS, NY 12015-4809 |
Source: Greene County and Athens Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Greene County |
| County Subdivision | Athens Town |
| Unified School District | Coxsackie-Athens Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,503.00 | $421,000 (-) Land $34,200 Building $386,800 | $489,535 (+16.28%) Land $39,767 Building $449,768 |
| 2023 | $421,000 Land $34,200 Building $386,800 | $421,000 Land $34,200 Building $386,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| State Telephone Company Fiber | 500 / 250 |
| Mid-Hudson Cablevision Cable | 400 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
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