Kenton County property record for 413 Erlanger Rd, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,195 sqft · built 1958 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $96,000 (Dec 2018) |
| Tax Bill | $2,020 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-30-12-011.00 |
| Primary APN | 003-30-12-011.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,195 sqft Finished Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 175 ft deep x 55 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 413 ERLANGER RD |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ERLANGER PROPER RESUB OF LOT 157 LOT 260 & NW 16 1,3' LOT 259 |
| Legal Subdivision | ERLANGER RE SUBD |
| Legal Lot Number | 260,259 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 64400 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 413 ERLANGER RD, ERLANGER, KY 41018-1427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC |
| Dec 21, 2019 | Deed of Trust, Mortgage · Line of Credit DELTA CMNTY CU |
| Dec 4, 2018 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Jun 28, 2018 | Warranty Deed, Transfer QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2018 · Amount on Record |
| Deed Sale | Dec 4, 2018 · Amount on Record |
| Prior Sale | Jul 23, 2007 · Amount on Record |
| Deed Document Number | 201812 04 059 00172 |
| Deed Book / Page | 6556 / 270 |
| Prior Transfer Date | Nov 20, 2018 |
| Prior Transfer Doc | 0000000172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 413 ERLANGER RD, ERLANGER, KY 41018-1427 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900001 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 330/188 |
| Instrument | 22012505900001 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 413 ERLANGER RD, ERLANGER, KY 41018-1427 |
| Document Number | 0000000190 |
| Instrument Date | Dec 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 413 ERLANGER RD ERLANGER KY 410181427, ERLANGER, KY 41018-1427 |
| Document Number | 0000000190 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 0000M4/000521 |
| Instrument | 190 |
| Name | DELTA CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | PEACHTREE CITY, GA 30269 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 15, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 4, 2018 |
| Property Address | 413 ERLANGER RD, ERLANGER, KY 41018-1427 |
| Document Number | 0000000172 |
| Book / Page | 0C6556 / 000270 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 172 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2018 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $96.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 413 ERLANGER RD ERLANGER KY 410181427, ERLANGER, KY 41018-1427 |
| Document Number | 173 |
|---|---|
| Date | Dec 4, 2018 |
| Book Page | 0C6556/000273 |
| Instrument | 173 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 3, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 28, 2018 |
| Property Address | 413 ERLANGER RD, ERLANGER, KY 41018-1427 |
| Document Number | 0000000284 |
| Book / Page | 0C6442 / 000045 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 284 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2018 |
| Title Company | PRIORITY NATIONAL TITLE SERVICES |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1193 DEVOU WOODS COVINGTON KY 410111183, COVINGTON, KY 41011-1183 |
| Document Number | 286 |
|---|---|
| Date | Jun 28, 2018 |
| Book Page | 0C6442/000048 |
| Instrument | 286 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 27, 2048 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,200 (-) Land $25,000 Building $128,200 | $153,200 (-) Land $25,000 Building $128,200 | |
| 2025 | $2,020.00 (+1.51%) | $153,200 (-) Land $25,000 Building $128,200 | $153,200 (-) Land $25,000 Building $128,200 |
| 2023 | $1,990.00 | $153,200 Land $25,000 Building $128,200 | $153,200 Land $25,000 Building $128,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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