413 Ensign Ln, Little Elm, TX 75068 Property Records

Denton County property record for 413 Ensign Ln, Little Elm, TX 75068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 2019
Lot Size	0.369 acres (16,061 sqft)
Owner	2 Individual Names on File
Last Sale	$228,092 (Oct 2020)
Tax Bill	$4,539 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2019 Loan Modification + 1 more
Flood Zone	Zone AE (high risk)
APN	`R43914 23444`

Property Details

APN / Parcel Number

Primary APN	`R43914 23444`
Alternative APNs	`SN0001A-00000C-0000-0006-0000` `SN0001A-00000C-0000-0006` `1003146` `R43914`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,061 sqft (0.369 acres)
Lot Dimensions	1 ft deep x 16,061 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	413 ENSIGN LN
City	LITTLE ELM
State	TX
Zip	75068-3022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	YACHT CLUB ESTATES BLK C LOT 6
Legal Subdivision	YACHT CLUB ESTATES
Legal Block	C
Legal Lot Number	6
Jurisdiction	DENTON TX
Township / Civil Division	PILOT POINT-AUBREY
Census Block Group	1
Census Block	1030
Census Tract	20115

Owner

413 Ensign Ln is owned and occupied by two individuals who bought it in October 2020.

Source: Denton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	413 ENSIGN LN, LITTLE ELM, TX 75068-3022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Vendor's Lien, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
Feb 4, 2019	Loan Modification, Mortgage CASCADE FIN'L SVCS
Aug 24, 2018	Vendor's Lien, Transfer · Construction Mortgage SOUTHWEST STAGE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on File
Deed Sale	Oct 23, 2020 · Amount on File
Prior Sale	Aug 24, 2018 · Amount on File
Deed Document Number	2020170844
Prior Transfer Date	Aug 21, 2018
Prior Transfer Doc	0000100613
Record Updated	Oct 29, 2026

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Oct 23, 2020
Property Address	413 ENSIGN LN, LITTLE ELM, TX 75068-3022
Document Number	0000170844
Map Reference	VOL 11 PG 24
Instrument Date	Oct 21, 2020
Instrument	2020-170844
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2581 COLLIN MCKINNEY PKWY APT 903, 2581, MCKINNEY, TX 75070-5480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 ENSIGN LN, OAK POINT, TX 75068-3022

Mortgage

Document Number	0000170845
Date	Oct 23, 2020
Instrument	2020-170845

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DENTON TX
Property Address	413 ENSIGN LN, LITTLE ELM, TX 75068-3022
Document Number	0000019756
Instrument Date	Feb 4, 2019
Transaction Type	Mortgage
Record Updated	Apr 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3345 S VAL VISTA DR #300 GILBERT AZ 852977340, 300, GILBERT, AZ 85297-7340

Mortgage

Document Number	0000019756
Date	Feb 26, 2019
Instrument	19756

Lender

Name	CASCADE FIN'L SVCS
Type	Funding / Finance Company
Address	GILBERT, AZ 85297

Agreement

Amount	Amount on Record
Term	276 Months
Due	Feb 25, 2042

Interest

Rate	9.39%

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Aug 24, 2018
Property Address	413 ENSIGN LN, LITTLE ELM, TX 75068-3022
Document Number	0000100613
Map Reference	VOL 11 PG 24
Instrument Date	Aug 21, 2018
Instrument	2018-100613
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9525 DIAMOND HEAD DR, 9525, PLANO, TX 75075

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 ENSIGN LN, OAK POINT, TX 75068-3022

Mortgage

Document Number	0000100615
Date	Aug 24, 2018
Instrument	2018-100615

Lender

Name	SOUTHWEST STAGE FUNDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	282 Months
Due	Feb 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 413 Ensign Ln was $4,539 with a homeowner's exemption, up 2% from the year before.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Oak Point City
Unified School District	Little Elm Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,129 (+5.58%) Land $103,707 Building $254,422	$358,129 (-3.7%) Land $103,707 Building $254,422
2025	$4,539.00 (+2.05%) Homeowner's exemption	$339,210 Land $103,707 Building $268,175	$371,882 Land $103,707 Building $268,175
2024	$4,448.00 (+12.89%)
2023	$3,940.00 (-15.94%) Homeowner's exemption	$333,134 Land $88,151 Building $244,983	$333,134 Land $88,151 Building $244,983
2022	$4,687.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Ensign Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	537.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Ensign Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUSTANG SUD serves 127,911 people · EPA ID TX0610036
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Feb 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Nextlink.

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