413 el Adobe St, Bakersfield, CA 93307 Property Records

Kern County property record for 413 el Adobe St, Bakersfield, CA 93307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,524 sqft · built 2005
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Apr 2005)
Tax Bill	$4,161 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jun 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`173-480-43-00-6`

Property Details

APN / Parcel Number

Primary APN	`173-480-43-00-6`
Alternative APNs	`173-480-43-5` `1734804300` `17348043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,524 sqft Living Area
Gross Area	2,076 sqft
1st Floor Area	1,524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	173480435
Street Address	413 EL ADOBE ST
City	BAKERSFIELD
State	CA
Zip	93307-6899
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 6140 , BLOCK PH7, LOT 40
Legal Subdivision	6140 PH 7
Legal Tract	6140
Legal Block	1
Legal Lot Number	40
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1001
Census Tract	2402

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 EL ADOBE ST, BAKERSFIELD, CA 93307-6899
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 30, 2020	Loan Modification, Mortgage · FHA Mortgage PHH MTG SVCS
Feb 24, 2015	Loan Modification, Mortgage · Conventional with PMI OCWEN LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2005 · Amount on Record
Deed Sale	Apr 1, 2005 · Amount on Record
Deed Document Number	200580761
Last Transfer Date	Jun 23, 2006
Transfer Doc	0000156090
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	413 EL ADOBE ST, BAKERSFIELD, CA 93307-6899
Transaction Type	Mortgage
Record Updated	Apr 19, 2023
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 EL ADOBE ST, BAKERSFIELD, CA 93307-6899

Mortgage

Document Number	0000040413
Date	Apr 10, 2023
Instrument	223040413

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Jun 1, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KERN CA
Property Address	413 EL ADOBE ST, BAKERSFIELD, CA 93307-6899
Document Number	0000094047
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 EL ADOBE ST BAKERSFIELD CA 933076899, BAKERSFIELD, CA 93307-6899

Mortgage

Document Number	0000094047
Date	Jul 20, 2020
Instrument	94047

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33416-9838

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

February 2015: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KERN CA
Property Address	413 EL ADOBE ST, BAKERSFIELD, CA 93307-6899
Document Number	0000126330
Instrument Date	Feb 24, 2015
Transaction Type	Mortgage
Record Updated	Oct 8, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 EL ADOBE ST BAKERSFIELD CA 933076899, BAKERSFIELD, CA 93307-6899

Mortgage

Document Number	0000126330
Date	Sep 26, 2018
Instrument	126330

Lender

Name	OCWEN LN SERVICING
Type	Funding / Finance Company
Address	WEST PALM BEACH, FL 33416-9838

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	324 Months
Due	Sep 25, 2045

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Fairfax Elementary School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$289,433 (+2%) Land $87,877 Building $201,556
2025	$4,161.00 (+1.89%)	$283,759 (+4.04%) Land $86,154 Building $197,605
2023	$4,084.00 (+3.52%)	$272,743 Land $82,810 Building $189,933
2022	$3,945.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: Verizon.

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