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413 Eastern Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 413 Eastern Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,160 sqft Living Area
Lot Size24,393 sqft (0.56 acres)
OccupancyOwner Occupied
Last Sale$360,000 (2026)
Tax Bill$3,899.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0725-0001-2170
Alternative APNs
  • 263001072500012170
  • 80858

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,160 sqft Living Area
Gross Area1,736 sqft Gross Area
1st Floor1,160 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2004
Exterior MaterialAluminum Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area24,393 sqft (0.56 acres)
Depth X Width312 ft x 80 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area504 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area80 sqft Shed
Patio Area200 sqft Patio
Porch Area72 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address413 EASTERN AVE
CitySAINT CLOUD
StateFL
Zip34769-3037
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS L & I C LOT 217 LESS S 85 FT PB B PG 63-64
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionS L & I C TOWN OF ST CLOUD
Legal Tract725
Legal Block2170
Legal Lot Number217
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2032
Census Tract43600

Owner

Source: Osceola County records · APN 01-26-30-0725-0001-2170

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address413 EASTERN AVE, SAINT CLOUD, FL 34769-3037
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingMarried Man as his Sole and Separate Property

Deeds, Mortgages & Sale History

DateDocument
Jan 02, 2026Warranty Deed, Transfer · Conventional Mortgage
COLUMBUS CAPITAL LENDING LLC
Sep 16, 2025Warranty Deed, Transfer
OS NATIONAL LLC
Feb 26, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
RP FUNDING INC
May 01, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Nov 17, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Jun 16, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 02, 2026 · Amount on Record
Deed SaleJan 02, 2026 · Amount on Record
Prior SaleSep 16, 2025 · Amount on Record
Deed Doc Number202673
Deed Book / Page6902 / 620
Prior Transfer DateApr 06, 2009
Prior Transfer Doc0000061523
Record RefreshedJun 08, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 02, 2026
Property Address413 EASTERN AVE, SAINT CLOUD, FL 34769-3037
Document Number0069020620
Book / Page6902 / 620
Map ReferenceMB B PG 61-64
Instrument DateDec 30, 2025
Instrument2026000073
Transaction TypeTransfer
Record UpdatedJan 16, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,520.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1295 W WASHINGTON ST # ST115, ST115, TEMPE, AZ 85288-1232

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 EASTERN AVE, SAINT CLOUD, FL 34769-3037

Mortgage

Document Number0069020622
DateJan 02, 2026
Book Page6902/622
Instrument2026000074
Lender
NameCOLUMBUS CAPITAL LENDING LLC
TypeMortgage Company
AddressMIAMI, FL 33176
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2056

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 16, 2025
Property Address413 EASTERN AVE, SAINT CLOUD, FL 34769-3037
Document Number0068492172
Book / Page6849 / 2172
Map ReferenceMB B PG 61-64
Instrument DateSep 11, 2025
Instrument2025114560
Transaction TypeTransfer
Record UpdatedNov 10, 2025
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,058.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2085 COMMONS DR APT 201, 201, KISSIMMEE, FL 34744-4851

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1000, 1000, TEMPE, AZ 85288-7095
InvestorPossibly a Property Investor

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 26, 2021
Property Address413 EASTERN AVE, SAINT CLOUD, FL 34769-3037
Document Number0058991719
Book / Page5899 / 1719
Map ReferenceMB B PG 61-64
Instrument DateFeb 22, 2021
Instrument2021028385
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanySECURITY NATIONAL TITLE AND ESCROW, SECURITY NATIONAL T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address413 EASTERN AVE, SAINT CLOUD, FL 34769-3037

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 EASTERN AVE, SAINT CLOUD, FL 34769-3037

Mortgage

Document Number0058991721
DateFeb 26, 2021
Instrument5899/1721
Lender
NameRP FUNDING INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address413 EASTERN AVE, SAINT CLOUD, FL 34769-3037
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051401443
DateMay 01, 2017
Book Page5140/1443
Instrument2017063935
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2047

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address413 EASTERN AVE, SAINT CLOUD, FL 34769-3037
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052402923
DateNov 17, 2017
Book Page5240/2923
Instrument2017164546
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term356 Months
DueJul 01, 2047

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address413 EASTERN AVE, SAINT CLOUD, FL 34769-3037
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057380605
DateJun 16, 2020
Book Page5738/605
Instrument2020076956
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,035.00 (+3.49%)$268,359 (+2.9%)$290,100 (+5.11%) Land $81,000 Building $209,100
2024$3,899.00 (+2.58%) Homeowner's exemption$260,796 (+3%)$276,000 (+9%) Land $67,500 Building $208,500
2023$3,801.00 (-1.99%) Homeowner's exemption$253,200 (+17.77%) Land $60,800 Building $192,400$253,200 (+17.77%) Land $60,800 Building $192,400
2022$3,878.00$215,000 Land $54,000 Building $161,000$215,000 Land $54,000 Building $161,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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