Lake County property record for 413 Eagle St, Fairport Harbor, OH 44077
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 1,954 sqft · built 1905 |
| Lot Size | 0.265 acres (11,552 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,000 (Aug 2020) |
| Tax Bill | $7,226 (2023) |
| Deeds & Mortgages | Oct 2023 Line of Credit Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-A-008-0-00-020-0 |
| Primary APN | 14-A-008-0-00-020-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,954 sqft Living Area |
| Gross Area | 2,018 sqft |
| 1st Floor Area | 688 sqft |
| Basement Area | 64 sqft |
| Unfinished Basement | 64 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Historical |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,552 sqft (0.265 acres) |
| Lot Dimensions | 175 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Patio Area | 224 sqft |
| Balcony | Balcony |
| Balcony Area | 38 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 251 |
|---|---|
| Street Address | 413 EAGLE ST |
| City | FAIRPORT HARBOR |
| State | OH |
| Zip | 44077-5804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 2 TRACT 4 |
| Legal Subdivision | GRANDON PLAT |
| Legal Tract | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | PAINESVILLE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 204000 |
413 Eagle St is owned and occupied by an individual who bought it in August 2020.
Source: Lake County records, as of April 25, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 413 EAGLE ST, FAIRPORT HARBOR, OH 44077-5804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Aug 3, 2020 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2020 · Amount on File |
| Deed Sale | Aug 3, 2020 · Amount on File |
| Prior Sale | Feb 28, 2014 · Amount on File |
| Deed Document Number | 454754 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 413 EAGLE ST, FAIRPORT HARBOR, OH 44077-5804 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 413 EAGLE ST, FAIRPORT HARBOR, OH 44077-5804 |
| Document Number | 0000020875 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | 2023R020875 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Aug 3, 2020 |
| Property Address | 413 EAGLE ST, FAIRPORT HARBOR, OH 44077-5804 |
| Document Number | 0000021371 |
| Instrument Date | Aug 3, 2020 |
| Instrument | 2020R021371 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | ENTERPRISE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 413 EAGLE ST, FAIRPORT HARBOR, OH 44077-5804 |
| Document Number | 0000021372 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 2020R021372 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| County Subdivision | Painesville Township |
| Municipality | Fairport Harbor Village |
| Unified School District | Fairport Harbor Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,226.00 (+88.72%) Homeowner's exemption | $56,170 (-) Land $14,540 Building $41,630 | |
| 2022 | $3,829.00 Homeowner's exemption | $56,170 Land $14,540 Building $41,630 | |
| 2021 | $160,490 Land $41,540 Building $118,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 413 Eagle St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 413 Eagle St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRPORT HARBOR VILLAGE PWS serves 3,180 people · EPA ID OH4300411 |
|---|---|
| Water Source | Purchased surface water from PAINESVILLE CITY PWS |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Feb 2021 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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