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413 E Ward St, Urbana, OH 43078 Property Records

Champaign County property record for 413 E Ward St, Urbana, OH 43078

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,073 sqft · built 1900
Lot Size0.146 acres (6,400 sqft)
OwnerIndividual Name on Record
Last Sale$90,000 (Nov 2021)
Tax Bill$1,432 (2025)
Deeds & MortgagesNov 2021 Sale
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN024561-6

Property Details

APN / Parcel Number

Primary APN024561-6
Alternative APN
  • K48-25-00-03-11-081-00

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,073 sqft Living Area
Gross Area1,176 sqft
1st Floor Area660 sqft
Basement Area516 sqft
Unfinished Basement516 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1950
Architectural StyleOther
Construction TypeFrame
Foundation TypeRaised
Lot Area6,400 sqft (0.146 acres)
Lot Dimensions160 ft deep x 40 ft wide
Garage TypeDetached
Garage Area832 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area362 sqft
Deck Area96 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number024561-6
Street Address413 E WARD ST
CityURBANA
StateOH
Zip43078-1722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRTS 00-00-00 __ T M GWYNNE ADDNLOT 67
Legal SubdivisionT M GWYNNE ADDN
Legal Lot Number67
JurisdictionCHAMPAIGN OH
Township / Civil DivisionURBANA
Census Block Group4
Census Block4015
Census Tract10500

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address413 E WARD ST, URBANA, OH 43078-1722
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2021Warranty Deed, Transfer
TEAM TITLE AND CLOSING SERVICES, TEAM TTL & CLOSING SVCS LLC
Oct 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
PERPETUAL FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2021 · Amount on Record
Deed SaleNov 4, 2021 · Amount on Record
Prior SaleApr 23, 2014 · Amount on Record
Deed Document Number20216269
Deed Book / Page581 / 4803
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN OH
Recording DateNov 4, 2021
Property Address413 E WARD ST, URBANA, OH 43078-1722
Document Number00581/4803
Book / Page581 / 4803
Instrument DateOct 29, 2021
Instrument202100006269
Transaction TypeTransfer
Record UpdatedDec 15, 2021
Title CompanyTEAM TITLE AND CLOSING SERVICES, TEAM TTL & CLOSING SVCS LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address221 W CHURCH ST, URBANA, OH 43078-1611

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN OH
Property Address413 E WARD ST, URBANA, OH 43078-1722
Transaction TypeMortgage
Record UpdatedNov 18, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number567/5808
DateOct 8, 2019
Book Page567/5808
Instrument201900004030
Lender
NamePERPETUAL FSB
TypeBank
AddressURBANA, OH 43078
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

TypeName
StateOhio
CountyChampaign County
County SubdivisionUrbana Township
MunicipalityUrbana City
Unified School DistrictUrbana City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,432.00 (+4.07%)$40,490 (+27.05%) Land $5,590 Building $34,900$115,680 (+27.07%) Land $15,960 Building $99,720
2024$1,376.00 (+3.38%) Homeowner's exemption$31,870 (-) Land $5,110 Building $26,760
2023$1,331.00 (-5.27%) Homeowner's exemption$31,870 (-) Land $5,110 Building $26,760$91,040 (-) Land $14,590 Building $76,450
2022$1,405.00 Homeowner's exemption$31,870 Land $5,110 Building $26,760$91,040 Land $14,590 Building $76,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemURBANA CITY PWS
serves 11,428 people · EPA ID OH1101212
Water SourceGroundwater
Last State InspectionMar 2024
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Watch TV
Fixed Wireless		400 / 40

May also be available: CT Communications Network, Verizon.

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