Livingston County property record for 413 E Timber St, Pontiac, IL 61764
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 972 sqft · built 1959 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $68,000 (Aug 2016) |
| Tax Bill | $2,643 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Apr 2022 Transfer + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 15-15-23-313-010 |
| Primary APN | 15-15-23-313-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 972 sqft Living Area |
| Basement Area | 972 sqft |
| Unfinished Basement | 972 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Wood |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Heating System | Gas |
|---|
| Street Address | 413 E TIMBER ST |
|---|---|
| City | PONTIAC |
| State | IL |
| Zip | 61764-2130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15 23 313 010 LOT 50 X 120 LOT 11 BLK 2 RIVERSIDE ADD |
| Legal Subdivision | RIVERSIDE ADD |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | LIVINGSTON IL |
| Township / Civil Division | PONTIAC |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 960600 |
Source: Livingston County records · APN 15-15-23-313-010
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 413 E TIMBER ST, PONTIAC, IL 61764-2130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 06, 2025 | Warranty Deed, Transfer · FHA Mortgage SYNERGY ONE LENDING INC |
| Apr 11, 2022 | Intrafamily Transfer, Transfer |
| Mar 07, 2022 | Intrafamily Transfer, Transfer |
| Mar 07, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 19, 2016 · Amount on Record |
| Deed Sale | Aug 19, 2016 · Amount on Record |
| Deed Document Number | 20163317 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIVINGSTON IL |
| Recording Date | Nov 06, 2025 |
| Property Address | 413 E TIMBER ST, PONTIAC, IL 61764-2130 |
| Document Number | 2025R04901 |
| Instrument Date | Nov 06, 2025 |
| Instrument | 2025R-04901 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23589 W MOBILE LN, BUCKEYE, AZ 85326-7371 |
| Name | Verified Name |
|---|---|
| Address | 413 E TIMBER ST, PONTIAC, IL 61764-2130 |
| Document Number | 2025R04902 |
|---|---|
| Date | Nov 06, 2025 |
| Instrument | 2025R-04902 |
| Name | SYNERGY ONE LENDING INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Document Number | 2025R04903 |
|---|---|
| Date | Nov 06, 2025 |
| Instrument | 2025R-04903 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LIVINGSTON IL |
| Recording Date | Apr 11, 2022 |
| Property Address | 413 E TIMBER ST, PONTIAC, IL 61764-2130 |
| Document Number | 2022R01667 |
| Instrument Date | Mar 02, 2022 |
| Instrument | 2022R-01667 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 413 E TIMBER ST, PONTIAC, IL 61764-2130 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LIVINGSTON IL |
| Recording Date | Mar 07, 2022 |
| Property Address | 413 E TIMBER ST, PONTIAC, IL 61764-2130 |
| Document Number | 2022R01018 |
| Instrument Date | Mar 02, 2022 |
| Instrument | 2022R-01018 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 413 E TIMBER ST, PONTIAC, IL 61764-2130 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIVINGSTON IL |
| Recording Date | Mar 07, 2022 |
| Property Address | 413 E TIMBER ST, PONTIAC, IL 61764-2130 |
| Document Number | 2022R01043 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 2022R-01043 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $139.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1709 NW 36TH PL, 1709, CAPE CORAL, FL 33993-3536 |
| Name | Verified Name |
|---|---|
| Address | 413 E TIMBER ST, PONTIAC, IL 61764-2130 |
| Document Number | 2022R01044 |
|---|---|
| Date | Mar 07, 2022 |
| Instrument | 2022R-01044 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 3.75% |
|---|
Source: Livingston County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Livingston County |
| County Subdivision | Pontiac Township |
| Municipality | Pontiac City |
| Elementary School District | Pontiac Community Consolidated School District 429 (PK - 08) |
| Secondary School District | Pontiac Township High School District 90 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,643.00 (-10.1%) | $36,164 (+13.7%) Land $2,926 Building $33,238 | $108,492 (+13.7%) Land $8,778 Building $99,714 |
| 2024 | $2,940.00 | $31,806 Land $2,573 Building $29,233 | $95,418 Land $7,719 Building $87,699 |
Source: FEMA National Flood Hazard Layer as of July 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 140 (1979–2020) |
| Claims Outside the SFHA | 2 of 140 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| MCC Network Services Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AMG Technology Investment Group.
Based on FCC filings for 451 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | IL AMERICAN-PONTIAC private · serves 11,864 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.36 mg/L (2015–2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures