413 E Ripley St, Osgood, IN 47037 Property Records

Ripley County property record for 413 E Ripley St, Osgood, IN 47037

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1956
Lot Size	0.174 acres (7,579 sqft)
Owner	Individual Name on File
Last Sale	$61,500 (Jul 2015)
Tax Bill	$1,632 (2025)
Deeds & Mortgages	Sep 2012 Sale & Mortgage Feb 2005 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017-100054-00`

Property Details

APN / Parcel Number

Primary APN	`017-100054-00`
Alternative APNs	`69-10-22-112-019.000-007` `0170005400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Metal Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,579 sqft (0.174 acres)
Lot Dimensions	101 ft deep x 75 ft wide

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	0170005400
Street Address	413 E RIPLEY ST
City	OSGOOD
State	IN
Zip	47037-9800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHRODERS ADD W PT LT 1
Legal Subdivision	SCHRODERS ADD
Legal Lot Number	1
Jurisdiction	RIPLEY IN
Township / Civil Division	CENTER
Census Block Group	4
Census Block	4009
Census Tract	968600

Owner

413 E Ripley St is owned and occupied by an individual who bought it in July 2015.

Source: Ripley County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	413 E RIPLEY ST, OSGOOD, IN 47037-9800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2012	Warranty Deed, Transfer THE NAPOLEON STATE BANK OF RIPLEY C
Feb 24, 2005	Warranty Deed, Transfer · Conventional Mortgage DECISION ONE MORTGAGE CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2015 · Amount on File
Deed Sale	Jul 8, 2015 · Amount on File
Prior Sale	Aug 30, 2012 · Amount on File
Deed Document Number	20151683500
Record Updated	Sep 20, 2026

September 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIPLEY IN
Recording Date	Sep 5, 2012
Property Address	413 E RIPLEY ST, OSGOOD, IN 47037-9800
Document Number	0201203758
Instrument Date	Aug 30, 2012
Instrument	201203758
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	413 E RIPLEY ST, OSGOOD, IN 47037-9800

Mortgage

Document Number	0201203759
Date	Sep 5, 2012
Instrument	201203759

Lender

Name	THE NAPOLEON STATE BANK OF RIPLEY C
Type	Government Agency

Agreement

Amount	Amount on Record
Term	179 Months
Due	Aug 30, 2027

February 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIPLEY IN
Recording Date	Feb 24, 2005
Property Address	413 E RIPLEY ST, OSGOOD, IN 47037-9800
Document Number	200500000991
Map Reference	DR129 PG626
Instrument Date	Feb 22, 2005
Instrument	200500000991
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E RIPLEY ST, OSGOOD, IN 47037-9800

Mortgage

Document Number	200500000992
Date	Feb 24, 2005
Instrument	200500000992

Lender

Name	DECISION ONE MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 413 E Ripley St was $1,632, up 8.6% from the year before.

Source: Ripley County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Ripley County
County Subdivision	Center Township
Municipality	Osgood Town
Unified School District	Jac-Cen-Del Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,632.00 (+8.58%)	$58,100 Land $8,600 Building $49,500	$58,100 Land $8,600 Building $49,500
2024	$1,503.00 (+63.55%)
2023	$919.00 (-40.82%)	$45,900 (-1.92%) Land $8,600 Building $37,300	$45,900 (-1.92%) Land $8,600 Building $37,300
2022	$1,553.00	$46,800 Land $8,600 Building $38,200	$46,800 Land $8,600 Building $38,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 E Ripley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 E Ripley St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSGOOD WATER DEPARTMENT serves 1,692 people · EPA ID IN5269004
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Airwave Networks Fixed Wireless	200 / 100

May also be available: Great Plains Communications, Watch TV.

Nearby Properties on E Ripley St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures