Baltimore County property record for 413 E Pennsylvania Ave, Towson, MD 21286
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.28 acres (55,756 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,850,000 (Jan 2026) |
| Tax Bill | $14 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2026 Mortgage + 5 more |
| APN | 09-0903847020 |
| Primary APN | 09-0903847020 |
|---|---|
| Alternative APNs |
|
| Lot Area | 55,756 sqft (1.28 acres) |
|---|---|
| Lot Dimensions | 336 ft deep x 203 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0903847020 |
|---|---|
| Street Address | 413 E PENNSYLVANIA AVE |
| City | TOWSON |
| State | MD |
| Zip | 21286-5409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.28 AC NS |
| Legal Block | 3 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 490900 |
413 E Pennsylvania Ave is owned by a company that bought it in January 2026.
Source: Baltimore County records, as of February 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 175 ADMIRAL COCHRANE DR, 402, ANNAPOLIS, MD 21401-7419 |
| Owner Type | Company |
| Vesting | Limited Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · Commercial Mortgage HOMES FOR AMERICA INC |
| Jan 22, 2026 | Deed of Trust, Mortgage · Commercial Mortgage HOMES FOR AMERICA INC |
| Jan 22, 2026 | Deed of Trust, Mortgage · Commercial Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 22, 2026 | Deed of Trust, Mortgage · Commercial Mortgage M&T REALTY CAPITAL CORP |
| Jan 22, 2026 | Deed of Trust, Mortgage · Construction Mortgage HOUSING AUTHORITY OF BALTIMORE CITY |
| Jan 22, 2026 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Jan 22, 2026 | Special Warranty Deed, Construction Loan · Construction Mortgage MANUFACTURERS & TRADERS TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2026 · Amount on File |
| Deed Sale | Jan 22, 2026 · Amount on File |
| Prior Sale | Aug 24, 1982 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 50941 / 409 |
| Prior Transfer Date | Dec 15, 2025 |
| Prior Transfer Doc | 0509410399 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 413 E PENNSYLVANIA AVE, TOWSON, MD 21286-5409 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0509410632 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | 50941/632 |
| Name | HOMES FOR AMERICA INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 413 E PENNSYLVANIA AVE, TOWSON, MD 21286-5409 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0509410646 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | 50941/646 |
| Name | HOMES FOR AMERICA INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 413 E PENNSYLVANIA AVE, TOWSON, MD 21286-5409 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0509410526 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | 50941/526 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | TOWSON, MD 21204 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 413 E PENNSYLVANIA AVE, TOWSON, MD 21286-5409 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0509410609 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | 50941/609 |
| Name | M&T REALTY CAPITAL CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | BALTIMORE, MD 21202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jan 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 413 E PENNSYLVANIA AVE, TOWSON, MD 21286-5409 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0509410588 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | 50941/588 |
| Name | HOUSING AUTHORITY OF BALTIMORE CITY |
|---|---|
| Type | Government Agency |
| Address | BALTIMORE, MD 21202 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Jan 22, 2026 |
| Property Address | 413 E PENNSYLVANIA AVE, TOWSON, MD 21286-5409 |
| Document Number | 0509410399 |
| Book / Page | 50941 / 399 |
| Instrument Date | Dec 29, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 175 ADMIRAL COCHRANE DR STE 402, 402, ANNAPOLIS, MD 21401-7419 |
| Mail Care Of | HOME FOR AMERICA |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Jan 22, 2026 |
| Property Address | 413 E PENNSYLVANIA AVE, TOWSON, MD 21286-5409 |
| Document Number | 0509410409 |
| Book / Page | 50941 / 409 |
| Map Reference | MB JLE 80 PG 106 |
| Instrument Date | Dec 29, 2025 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 6, 2026 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $9,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 175 ADMIRAL COCHRANE DR STE 402, 402, ANNAPOLIS, MD 21401-7419 |
| Document Number | 0050941434 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 50941/434 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0509410477 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | 50941/477 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | LANHAM, MD 20706 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 413 E Pennsylvania Ave was $14.
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14.00 | $1,200 Land $1,200 | $1,200 Land $1,200 |
| 2024 | $14.00 (-98.84%) | ||
| 2023 | $1,204.00 | $99,367 | $128,100 Land $128,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 413 E Pennsylvania Ave; there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 E Pennsylvania Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: BridgeMAXX Suncoast Broadband.
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