413 E Odell St, Gardner, IL 60424 Property Records

Grundy County property record for 413 E Odell St, Gardner, IL 60424

Property Summary

Property TypeSingle Family Home
Lot Size0.66 acres (28,750 sqft)
Owner2 Individual Names on File
Tax Bill$4,729 (2025)
Deeds & MortgagesApr 2023 Transfer
Mar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN12-09-229-011

Property Details

APN / Parcel Number

Primary APN12-09-229-011

Exterior

Lot Area28,750 sqft (0.66 acres)

Location & Zoning

Street Address413 E ODELL ST
CityGARDNER
StateIL
Zip60424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionARENDT SUB LT 1 SEC 9-31-8
Legal Range08W
Legal Township31N
Legal Section09
Legal SubdivisionARENDT SUBDIVISION
Legal Lot Number1
JurisdictionGRUNDY IL
Township / Civil DivisionGARFIELD
Census Block Group4
Census Block4026
Census Tract900

Owner

413 E Odell St is owned and occupied by two individuals.

Source: Grundy County records, as of June 30, 2026

Owner of Record2 Individual Names on File
Mailing Address413 E ODELL ST, GARDNER, IL 60424
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2023Quit Claim Deed, Transfer
Quitclaim
Mar 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

April 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGRUNDY IL
Recording DateApr 21, 2023
Property Address413 E ODELL ST, GARDNER, IL 60424
Document Number0000619031
Instrument DateApr 20, 2023
Instrument619031
Transaction TypeTransfer
Record UpdatedMay 17, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address301 E DWIGHT ST, GARDNER, IL 60424-6246

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 E ODELL ST, GARDNER, IL 60424

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRUNDY IL
Property Address413 E ODELL ST, GARDNER, IL 60424
Transaction TypeMortgage
Record UpdatedJul 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000583351
DateMar 21, 2019
Instrument583351
Lender
NameFIRST MIDWEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 5, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 413 E Odell St was $4,729.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyGrundy County
County SubdivisionGarfield Township
MunicipalityGardner Village
Elementary School DistrictGardner Community Consolidated School District 72C (KG - 08)
Secondary School DistrictGardner-South Wilmington Township High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,729.00$57,698 Land $17,301 Building $40,397$173,094 Land $51,903 Building $121,191
2022$3,628.00$44,274 Land $13,276 Building $30,998$132,822 Land $39,828 Building $92,994

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 E Odell St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims12 (1982–2015)
Claims Outside the SFHA2 of 12
Most Recent ClaimJun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 E Odell St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARDNER
serves 1,361 people · EPA ID IL0630400
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Kraus Electronic Systems
Cable
2,500 / 50

May also be available: Verizon, Watch TV.

Nearby Properties on E Odell St

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