413 E Oak St, Chatsworth, IL 60921 Property Records

Livingston County property record for 413 E Oak St, Chatsworth, IL 60921

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1958
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Tax Bill	$1,830 (2025)
Deeds & Mortgages	May 2009 Mortgage Sep 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`27-27-03-376-005`

Property Details

APN / Parcel Number

Primary APN	`27-27-03-376-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	413 E OAK ST
City	CHATSWORTH
State	IL
Zip	60921-9247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27-03-376-005 LOT 50 X 150 LOT 2 BLK 3 JOHN SULLIVAN'S ADD
Legal Subdivision	JOHN SULLIVAN'S ADD
Legal Block	3
Legal Lot Number	2
Jurisdiction	LIVINGSTON IL
Township / Civil Division	CHATSWORTH
Census Block Group	2
Census Block	2088
Census Tract	961000

Owner

413 E Oak St is owned and occupied by an individual who acquired it in August 2025.

Source: Livingston County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	413 E OAK ST, CHATSWORTH, IL 60921-9247
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2009	Deed of Trust, Mortgage CAMPUS STATE BANK
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF PONTIAC
Dec 3, 2015	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST STATE BANK OF FORREST
Sep 3, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST STATE BANK
Sep 10, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF PONTIAC
Apr 13, 2016	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 25, 2025
Transfer Doc	2025R03822
Record Updated	Sep 20, 2026

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	413 E OAK ST, CHATSWORTH, IL 60921-9247
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000594517
Date	May 21, 2009
Instrument	594517

Lender

Name	CAMPUS STATE BANK
Address	206 CENTER ST, CAMPUS, IL 60920

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 11, 2024

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	413 E OAK ST, CHATSWORTH, IL 60921-9247
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R04488
Date	Sep 8, 2021
Instrument	2021R-04488

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

December 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	413 E OAK ST, CHATSWORTH, IL 60921-9247
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000637398
Date	Dec 3, 2015
Instrument	637398

Lender

Name	FIRST STATE BANK OF FORREST
Address	FORREST, IL 61741

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	62 Months
Due	Feb 15, 2021

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON IL
Recording Date	Sep 3, 2025
Property Address	413 E OAK ST, CHATSWORTH, IL 60921-9247
Document Number	2025R03822
Instrument Date	Aug 25, 2025
Instrument	2025R-03822
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E OAK ST, CHATSWORTH, IL 60921-9247

Mortgage

Document Number	2025R03823
Date	Sep 3, 2025
Instrument	2025R-03823

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Oct 15, 2030

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Sep 10, 2024
Property Address	413 E OAK ST, CHATSWORTH, IL 60921-9247
Document Number	2024R03421
Instrument Date	Sep 1, 2024
Instrument	2024R-03421
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	413 E OAK ST, CHATSWORTH, IL 60921-9247

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	413 E OAK ST, CHATSWORTH, IL 60921-9247

Mortgage

Document Number	2024R03422
Date	Sep 10, 2024
Instrument	2024R-03422

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	62 Months
Due	Nov 15, 2029

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	413 E OAK ST, CHATSWORTH, IL 60921-9247
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R04488
Date	Sep 8, 2021
Instrument	2021R-04488

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

April 2016: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Apr 13, 2016
Property Address	413 E OAK ST, CHATSWORTH, IL 60921-9247
Document Number	2016R01355
Instrument Date	Mar 10, 2016
Instrument	2016R-01355
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 413 E Oak St was $1,830 with a homeowner's exemption, down 4% from the year before.

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Chatsworth Township
Municipality	Chatsworth Town
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,830.00 (-3.99%) Homeowner's exemption	$23,654 (-0.42%) Land $1,043 Building $22,611	$70,962 (-0.42%) Land $3,129 Building $67,833
2024	$1,906.00	$23,754 Land $957 Building $22,797	$71,262 Land $2,871 Building $68,391

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 E Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 413 E Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATSWORTH serves 1,200 people · EPA ID IL1050100
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink, Watch TV.

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