413 E Nathan St, Lake Crystal, MN 56055 Property Records

Blue Earth County property record for 413 E Nathan St, Lake Crystal, MN 56055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1997
Lot Size	0.309 acres (13,460 sqft)
Owner	Company Name on File
Last Sale	$289,500 (May 2023)
Tax Bill	$4,132 (2026)
Deeds & Mortgages	Dec 2006 Line of Credit Feb 2011 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R09.12.05.302.001`

Property Details

APN / Parcel Number

Primary APN	`R09.12.05.302.001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Basement Area	1,250 sqft
Finished Basement	1,250 sqft
Unfinished Basement	190 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,460 sqft (0.309 acres)
Lot Dimensions	135 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	624 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	413 E NATHAN ST
City	LAKE CRYSTAL
State	MN
Zip	56055-2162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH VIEW ESTATES 001 001 00 000.310A
Legal Range	28
Legal Township	107
Legal Section	05
Legal Subdivision	SOUTH VIEW ESTATES
Legal Block	1
Legal Lot Number	1
Jurisdiction	BLUE EARTH MN
Township / Civil Division	LAKE CRYSTAL
Census Block Group	2
Census Block	2057
Census Tract	171000

Owner

413 E Nathan St is owned by a company that bought it in May 2023.

Source: Blue Earth County records, as of May 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	413 E NATHAN ST, LAKE CRYSTAL, MN 56055-2162
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2006	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Feb 1, 2011	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 31, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2023 · Amount on File
Deed Sale	May 26, 2023 · Amount on File
Deed Document Number	20231539584
Record Updated	Jun 8, 2026

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLUE EARTH MN
Property Address	413 E NATHAN ST, LAKE CRYSTAL, MN 56055-2162
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000T093630
Date	Dec 7, 2006
Instrument	T093630

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Nov 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLUE EARTH MN
Property Address	413 E NATHAN ST, LAKE CRYSTAL, MN 56055-2162
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000T109153
Date	Feb 1, 2011
Instrument	T109153

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLUE EARTH MN
Recording Date	May 31, 2023
Property Address	413 E NATHAN ST, LAKE CRYSTAL, MN 56055-2162
Document Number	000T149177
Instrument Date	May 26, 2023
Instrument	T149177
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$955.35
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	413 E NATHAN ST, LAKE CRYSTAL, MN 56055-2162

Mortgage

Document Number	000T149178
Date	May 31, 2023
Instrument	T149178

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 413 E Nathan St was $4,132.

Source: Blue Earth County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Blue Earth County
Municipality	Lake Crystal City
Unified School District	Lake Crystal-Wellcome Memorial (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,132.00	$306,300 (-1.73%) Land $34,000 Building $272,300	$306,300 (-1.73%) Land $34,000 Building $272,300
2025		$311,700 (+5.73%) Land $34,000 Building $277,700	$311,700 (+5.73%) Land $34,000 Building $277,700
2024	$4,068.00 (+10.78%) Homeowner's exemption	$294,800 (-10.86%) Land $34,000 Building $260,800	$294,800 (-10.86%) Land $34,000 Building $260,800
2023	$3,672.00 Homeowner's exemption	$330,700 Land $34,000 Building $296,700	$330,700 Land $34,000 Building $296,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 E Nathan St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective March 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 E Nathan St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lake Crystal serves 2,554 people · EPA ID MN1070006
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable	2,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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