Rowan County property record for 413 E Main St, Rockwell, NC 28138 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,874 sqft · built 1981 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $337,000 (Feb 2024) |
| Tax Bill | $3,021 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 364 168 |
| Primary APN | 364 168 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,874 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood Siding |
| Lot Area | 25,700 sqft (0.59 acres) |
| Lot Dimensions | 200 ft deep x 129 ft wide |
| Garage Area | 322 sqft |
| Porch | Porch |
| Porch Area | 552 sqft |
| Storage Building | Storage Building |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 413 E MAIN ST |
|---|---|
| City | ROCKWELL |
| State | NC |
| Zip | 28138-9736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | GOLD HILL |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 51001 |
Source: Rowan County records · APN 364 168
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 413 E MAIN ST, ROCKWELL, NC 28138-9736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 23, 2024 | Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| May 01, 2023 | Warranty Deed, Transfer · Commercial Mortgage PENNY PAGANI |
| Sep 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ROBERT BARE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 23, 2024 · Amount on Record |
| Deed Sale | Feb 23, 2024 · Amount on Record |
| Prior Sale | May 01, 2023 · Amount on Record |
| Deed Book / Page | 1437 / 618 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 413 E MAIN ST, ROCKWELL, NC 28138-9736 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 413 E MAIN ST, ROCKWELL, NC 28138-9736 |
| Document Number | 0014790618 |
|---|---|
| Date | Mar 24, 2026 |
| Book Page | 1479/618 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | May 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Feb 23, 2024 |
| Property Address | 413 E MAIN ST, ROCKWELL, NC 28138-9736 |
| Document Number | 0014370618 |
| Book / Page | 1437 / 618 |
| Instrument Date | Feb 23, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $674.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1800 CAMDEN RD STE 107, 107, CHARLOTTE, NC 28203-0001 |
| Name | Verified Name |
|---|---|
| Address | 413 E MAIN ST, ROCKWELL, NC 28138-9736 |
| Investor | Possibly a Property Investor |
| Document Number | 0014370619 |
|---|---|
| Date | Feb 23, 2024 |
| Book Page | 1437/619 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85251 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | May 01, 2023 |
| Property Address | 413 E MAIN ST, ROCKWELL, NC 28138-9736 |
| Document Number | 0014220462 |
| Book / Page | 1422 / 462 |
| Instrument Date | May 01, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $331.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5755 BERTIE AVE, SALISBURY, NC 28147-9313 |
| Name | Verified Name |
|---|---|
| Address | 3734 COURTLAND CIR, THOMASVILLE, NC 27360-9042 |
| Document Number | 0001422463 |
|---|---|
| Date | May 01, 2023 |
| Instrument | 1422/463 |
| Name | PENNY PAGANI |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 8 Months |
| Due | Jan 01, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 413 E MAIN ST, ROCKWELL, NC 28138-9736 |
| Document Number | 0012960528 |
| Book / Page | 001296 / 000528 |
| Instrument Date | Sep 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Document Number | 0012960528 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 001296/000528 |
| Name | ROBERT BARE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Rockwell Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,021.00 (+28.94%) | $290,525 (+28.94%) Land $28,500 Building $262,025 | |
| 2023 | $2,343.00 | $225,310 Land $28,500 Building $196,810 | $290,525 Land $28,500 Building $262,025 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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