413 E Main St, Ossian, IA 52161 Property Records

Winneshiek County property record for 413 E Main St, Ossian, IA 52161

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,244 sqft · built 1917
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,982 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`191132800400`

Property Details

APN / Parcel Number

Primary APN	`191132800400`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,244 sqft Living Area
1st Floor Area	592 sqft
Basement Area	592 sqft
Finished Basement	300 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,840 sqft (0.18 acres)
Lot Dimensions	140 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	413 E MAIN ST
City	OSSIAN
State	IA
Zip	52161-8100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 11,12 & E 6' L 13 BLK 11 BROOKS ADDN
Legal Range	08W
Legal Township	96N
Legal Section	11
Legal Subdivision	BROOKS ADD
Legal Block	11
Jurisdiction	WINNESHIEK IA
Township / Civil Division	MILITARY
Census Block Group	4
Census Block	4076
Census Tract	950400

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 114, OSSIAN, IA 52161-0114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	413 E MAIN ST, OSSIAN, IA 52161-8100
Transaction Type	Mortgage
Record Updated	May 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002023/936
Date	Apr 17, 2023
Book Page	2023/936
Instrument	2023 0936

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 18, 2033

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Ossian City
Unified School District	South Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,982.00	$126,350 (-) Land $10,280 Building $116,070	$126,350 (-) Land $10,280 Building $116,070
2025	$1,982.00 (+13.78%) Homeowner's exemption	$126,350 (+27.18%) Land $10,280 Building $116,070	$126,350 (+27.18%) Land $10,280 Building $116,070
2024	$1,742.00 (+18.18%)
2023		$99,350 (+15.27%) Land $10,280 Building $89,070	$99,350 (+15.27%) Land $10,280 Building $89,070
2022	$1,474.00 Homeowner's exemption	$86,190 Land $8,570 Building $77,620
2021			$86,190 Land $8,570 Building $77,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSIAN WATER SUPPLY serves 802 people · EPA ID IA9677007
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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