Lancaster County property record for 413 E Main St, Ephrata, PA 17522
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1948 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Apr 2026) |
| Tax Bill | $2,413 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 260-25292-0-0000 |
| Primary APN | 260-25292-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,696 sqft |
| 1st Floor Area | 480 sqft |
| Upper Floors Area | 480 sqft |
| Basement Area | 480 sqft |
| Game Room | Game Room |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Row Home |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Basement |
| Garage Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 413 E MAIN ST |
|---|---|
| City | EPHRATA |
| State | PA |
| Zip | 17522-2507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RHD |
| Legal Description | 413 E MAIN ST |
| Legal Lot Number | 26 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | EPHRATA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 12200 |
Source: Lancaster County records · APN 260-25292-0-0000
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 E MAIN ST, EPHRATA, PA 17522-2507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Apr 28, 2026 | Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Jan 26, 2022 | Deed, Transfer · Conventional Mortgage THE EPHRATA NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2026 · Amount on Record |
| Deed Sale | Apr 28, 2026 · Amount on Record |
| Prior Sale | Jan 26, 2022 · Amount on Record |
| Deed Document Number | 202616391 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Apr 28, 2026 |
| Property Address | 413 E MAIN ST, EPHRATA, PA 17522-2507 |
| Document Number | 20260016391 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202616391 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | HOMESALE SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $232,300.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 413 E MAIN ST, EPHRATA, PA 17522-2507 |
| Document Number | 0000016392, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 202616392 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Apr 28, 2026 |
| Property Address | 413 E MAIN ST, EPHRATA, PA 17522-2507 |
| Document Number | 0000016391 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 2026.16391 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2026 |
| Title Company | HOMESALE SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $232,300.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 413 E MAIN ST, EPHRATA, PA 17522-2507 |
| Document Number | 0000016392, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 2026..16392 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Jan 26, 2022 |
| Property Address | 413 E MAIN ST, EPHRATA, PA 17522-2507 |
| Document Number | 0006660507 |
| Instrument Date | Jan 25, 2022 |
| Instrument | 6660507 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | REGAL ABSTRACT LANCASTER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 413 E MAIN ST, EPHRATA, PA 17522-2507 |
| Document Number | 0006660508 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 6660508 |
| Name | THE EPHRATA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
Source: Lancaster County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| Municipality | Ephrata Borough |
| Unified School District | Ephrata Area School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,400 (-) Land $37,000 Building $61,400 | $98,400 (-) Land $37,000 Building $61,400 | |
| 2025 | $2,413.00 (+2.29%) Homeowner's exemption | $98,400 (-) Land $37,000 Building $61,400 | $98,400 (-) Land $37,000 Building $61,400 |
| 2024 | $2,359.00 | $98,400 Land $37,000 Building $61,400 | |
| 2018 | $98,400 Land $37,000 Building $61,400 |
Source: FEMA National Flood Hazard Layer as of June 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pencor Services Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL · Fiber in parts of the area | 300 / 20 |
May also be available: AT&T, Upward Broadband.
Based on FCC filings for 486 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EPHRATA AREA JOINT AUTHORITY serves 24,500 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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