413 E Lawn Cir, Odessa, MO 64076 Property Records

Lafayette County property record for 413 E Lawn Cir, Odessa, MO 64076

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,423 sqft · built 2005
Lot Size	0.352 acres (15,333 sqft)
Owner	Individual Name on File
Last Sale	$352,450 (May 2026)
Tax Bill	$2,476 (2025)
Deeds & Mortgages	Feb 2022 Refinance Aug 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`23-1.0-01-4-001-001.540`

Property Details

APN / Parcel Number

Primary APN	`23-1.0-01-4-001-001.540`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,423 sqft Living Area
Basement Area	1,423 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,333 sqft (0.352 acres)
Lot Dimensions	135 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	413 E LAWN CIR
City	ODESSA
State	MO
Zip	64076-1489
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 54 JENNINGS 4TH ADDN PHASE II; 849-726, 933-873, 1054-48, 1070-1019, 2010DR1255, 2017DR2915, 2018DR3659
Legal Range	28
Legal Township	48
Legal Section	01
Legal Subdivision	JENNINGS FOURTH ADDITION PHASE II
Legal Phase	II
Legal Lot Number	54
Jurisdiction	LAFAYETTE MO
Township / Civil Division	SNI-A-BAR
Census Block Group	4
Census Block	4038
Census Tract	90601

Owner

413 E Lawn Cir is owned and occupied by an individual who bought it in May 2026.

Source: Lafayette County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	413 E LAWN CIR, ODESSA, MO 64076-1489
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Aug 10, 2017	Deed of Trust, Mortgage · FHA Mortgage ENDEAVOR CAPITAL LLC
May 13, 2016	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITYAMERICA CREDIT UNION
Sep 13, 2018	Warranty Deed, Transfer BANK OF ODESSA
Aug 10, 2017	Warranty Deed, Transfer FIRST UNITED TITLE
Apr 6, 2010	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on File
Deed Sale	May 5, 2026 · Amount on File
Prior Sale	Sep 13, 2018 · Amount on File
Deed Document Number	20261828
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	413 E LAWN CIR, ODESSA, MO 64076-1489
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022DR0977
Date	Feb 25, 2022
Instrument	2022DR0977

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	413 E LAWN CIR, ODESSA, MO 64076-1489
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/2916
Date	Aug 10, 2017
Book Page	2017/2916

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	413 E LAWN CIR, ODESSA, MO 64076-1489
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02016/1789
Date	May 13, 2016
Book Page	2016/1789
Instrument	2016DR1789

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2031

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	May 5, 2026
Property Address	413 E LAWN CIR, ODESSA, MO 64076-1489
Document Number	0000001828
Instrument Date	May 4, 2026
Instrument	2026.1828
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	SEAVER TITLE AGENCY LLC, EVERTITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E LAWN CIR, ODESSA, MO 64076-1489

Mortgage

Document Number	0000001866,
Date	May 5, 2026
Instrument	2026.1866

Lender

Name	COMMUNITYAMERICA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Sep 13, 2018
Property Address	413 E LAWN CIR, ODESSA, MO 64076-1489
Document Number	2018DR3659
Instrument Date	Sep 8, 2018
Instrument	2018DR3659
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E LAWN CIR, ODESSA, MO 64076-1489

Mortgage

Document Number	2018DR3660
Date	Sep 13, 2018
Instrument	2018DR3660

Lender

Name	BANK OF ODESSA
Type	Bank

Agreement

Amount	Amount on Record

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Aug 10, 2017
Property Address	413 E LAWN CIR, ODESSA, MO 64076-1489
Document Number	02017/2915
Book / Page	2017 / 2915
Map Reference	PL 14 PG 24
Instrument Date	Jul 2, 2017
Instrument	2017DR2915
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIRST UNITED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E LAWN CIR, ODESSA, MO 64076-1489

April 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Apr 6, 2010
Property Address	413 E LAWN CIR, ODESSA, MO 64076-1489
Document Number	2010DR1255
Instrument Date	Apr 6, 2010
Instrument	2010DR1255
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E LAWN CIR, ODESSA, MO 64076-1489

Tax Assessment & Valuation

The 2025 property tax bill for 413 E Lawn Cir was $2,476, up 11.5% from the year before.

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Odessa City
Unified School District	Odessa R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,476.00 (+11.53%)	$33,432	$175,960 Land $20,110 Building $155,850
2024	$2,220.00
2023		$29,326	$154,350 Land $17,640 Building $136,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 413 E Lawn Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 E Lawn Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ODESSA PWS serves 5,202 people · EPA ID MO1010599
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

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