413 E Larmon St, Tolono, IL 61880 Property Records

Champaign County property record for 413 E Larmon St, Tolono, IL 61880

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 952 sqft · built 1925
Lot Size	0.261 acres (11,361 sqft)
Owner	2 Individual Names on Record
Last Sale	$93,500 (Nov 2020)
Tax Bill	$2,161 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-26-25-360-017`

Property Details

APN / Parcel Number

Primary APN	`29-26-25-360-017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
Gross Area	2,360 sqft
1st Floor Area	952 sqft
Basement Area	952 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	11,361 sqft (0.261 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	413 E LARMON ST
City	TOLONO
State	IL
Zip	61880-9596
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9, 10 BLOCK 48 LARMON AND MARSHALLS ADD
Legal Range	08E
Legal Township	18N
Legal Section	25
Legal Subdivision	LARMON AND MARSHALLS ADD
Legal Block	48
Legal Lot Number	9,10
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	TOLONO
Census Block Group	3
Census Block	3033
Census Tract	10901

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 E MARSHALL ST, TOLONO, IL 61880-9545
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Nov 9, 2020	Warranty Deed, Transfer · Conventional Mortgage BANKCHAMPAIGN NA
Feb 6, 2017	Warranty Deed, Transfer HICKORY PT BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2020 · Amount on Record
Deed Sale	Nov 9, 2020 · Amount on Record
Prior Sale	Feb 6, 2017 · Amount on Record
Deed Document Number	202023475
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	413 E LARMON ST, TOLONO, IL 61880-9596
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 EMARSHALL ST, TOLONO, IL 61880

Mortgage

Document Number	0000018591
Date	Dec 3, 2025
Instrument	2025R18591

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 9, 2020
Property Address	413 E LARMON ST, TOLONO, IL 61880-9596
Document Number	0000023475
Map Reference	MB P PG 582
Instrument Date	Oct 29, 2020
Instrument	2020R23475
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	407 E MARSHALL ST, TOLONO, IL 61880-9545

Mortgage

Document Number	0000023476
Date	Nov 9, 2020
Instrument	2020R23476

Lender

Name	BANKCHAMPAIGN NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 6, 2017
Property Address	413 E LARMON ST, TOLONO, IL 61880-9596
Document Number	0000002134
Instrument Date	Feb 3, 2017
Instrument	2134
Transaction Type	Transfer
Record Updated	Feb 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$49.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 CENTENNIAL DR CHAMPAIGN IL 618214164, CHAMPAIGN, IL 61821-4164

Mortgage

Document Number	2135
Date	Feb 6, 2017
Instrument	2135

Lender

Name	HICKORY PT BK&TR
Address	CHAMPAIGN, IL 61820

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Tolono Township
Municipality	Tolono Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,230 (+25.31%) Land $8,700 Building $28,530	$111,690 (+25.31%) Land $26,100 Building $85,590
2024	$2,161.00 (+11.16%)
2022	$1,944.00	$29,710 Land $6,940 Building $22,770	$89,130 Land $20,820 Building $68,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-TOLONO serves 3,604 people · EPA ID IL0191000
Water Source	Purchased groundwater from IL AMERICAN-CHAMPAIGN
Last State Inspection	Sep 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
MF Wireless Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Watch TV.

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